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AML Compliance Senior Specialist

SF

Who we are:

SoFi is a digital personal finance company whose mission is to help its members achieve financial independence to realize their ambitions, whether that be to buy a house one day, start a family on their own terms or be debt free. We aim to be at the center of our members’ financial lives, and to help every member Get Their Money Right®. By joining SoFi, you’ll become part of a forward-thinking company that is transforming financial services by embracing technology to build innovative loan products, investment tools, and more. One of the fastest growing fintech companies, we’ve grown from 250 employees in 2015 to over 1,500 employees today, with over 1 million members. With offices across the US, we offer the excitement of a rapidly growing startup with the stability of a seasoned management team and some of the best talent around. As an employer, we strive to hire employees who are committed to both our company’s mission and our desire to build the best culture in the world. If you are driven, passionate about what you do, and excited about the SoFi mission, we would love to hear from you.

The role:

The AML Compliance Senior Specialist will be responsible for conducting independent reviews and analysis of possible suspicious activity to ensure compliance with the Bank Secrecy Act and the USA PATRIOT Act. The AML Compliance Senior Specialist will conduct thorough research and document their analysis and conclusions within the SoFi case management system to support their investigations and dispositions and will be responsible for filing SARs if the facts and circumstances support it.

What you’ll do:

  • Conduct AML investigations to evaluate whether AML risks derived from alerts and cases generated from manual and automated transaction monitoring alerts/cases are risk-relevant and may warrant a SAR filing to be prepared. Ensure alert and case determinations are appropriate, fully supported, clearly documented.
  • Conduct Continuing Activity Reviews based on previously SARs filed and determine whether a subsequent filing is appropriate based on facts and circumstances. 
  • Conduct investigations related to 314(a) matches, 314(b) requests and law enforcement inquiries as necessary
  • Maintain a thorough comprehension of AML typologies related to retail banking and wealth management.
  • Conduct research utilizing available systems, databases, and the internet, consistent with the resolution of investigations.

What you’ll need:

  • Bachelor’s Degree from a four-year college or university in a related field.
  • 3-5 years of experience in the finance industry focusing on AML transaction monitoring. 
  • Demonstrated ability to communicate effectively with all levels of the organization and across different business lines. 
  • Excellent working knowledge of BSA/AML laws and regulations relative to money laundering and terrorist financing and the ability to apply this knowledge in assessing transaction activity.
  • Experience with AML transaction monitoring systems.
  • Administering anti-money laundering policies and procedures.
  • Excellent organizational, verbal, written and interpersonal skills are required. 
  • Must be able to multitask, adapt well to changing priorities and effectively prioritize workflow to meet critical deadlines.
  • Ability to work in a fast-paced, demanding, and changing environment; must work well under pressure.
  • Excellent analytical skills required

Nice to have:

  • CAMS certification preferred (or willingness to become certified within one year of start date). 
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee of SoFi Technologies, please navigate to Greenhouse to find our Internal Job Board and apply there.

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