Quantitative Credit Risk Manager (f/m/d)

Solaris is a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs, our partners can access and integrate a wide range of solutions such as digital banking, payments, cards, identification and lending services. As a market leader we are driven by bringing transformational change to the financial services industry.

We love what we do and we love our team. We are 700+ people from over 70 nationalities - a unique blend of techies, fintech enthusiasts, bankers and entrepreneurs from various industries. Our routines are built around genuinely valuing and exchanging different perspectives as well as actively sharing knowledge as we drive our business as a team. We believe and invest in personal growth.

Your Role 

• Credit Risk Assessment & Optimization:
• Transform analytical findings into optimizations for data-driven credit risk assessments.
• Support the setup and improvement of scoring approaches for different customer groups.
• Perform data tests and model validations.

• Loan Loss Provision & Reporting:
• Calculate loan loss provisions and create associated reports for stakeholders.
• Develop and implement monitoring and reporting tools for Credit Risk Management processes, including early warning indicators and respective measures.

• Automated Scoring Solutions:
• Own and ensure automated scoring solutions align with Solaris SE strategy and goals.
• Lead scoring-related projects and the onboarding of new partners.
• Improve underlying scoring and data structures.

• Stakeholder Communication & Support:
• Serve as the Credit Risk Management point of contact for scoring-related topics.
• Support communication with internal stakeholders and external partners.

• Process Development & Governance:
• Take responsibility for developing and redesigning implemented processes.
• Implement appropriate governance and documentation processes in accordance with regulatory requirements.

• Training & Collaboration:
• Guide and train Credit Risk Team members.
• Collaborate with multiple stakeholders (Management, Data, Product, and Tech teams).
• Providing information, support and remediation in regards to audit findings and related information requests

We'd love to see 

Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our learning framework. Let’s figure together out how you can contribute to our team.

• Minimum of 3 years of experience in the credit sector or banking.
• Experience with IFRS 9 and banking regulations.
• University degree in mathematics, economics, banking business administration, or a comparable field.
• Advanced skills in data analysis and modeling using Python and SQL are a must.
• Strategic and analytical thinking.
• Reliable, detail-oriented, solution-oriented, and independent working method.
• Excellent stakeholder management, coordination, and communication skills.
• Self-driven, autonomous and accountable.
• Experience translating data-driven results into operational processes and decision-making.
• You are fluent in English to engage with all international team members within the company. Other languages, particularly German is a strong advantage

Benefits 

• We have a "remote-friendly" working arrangement
• Home office budget
• Health and development budget
• Transparent framework to support your career goals
• Competitive salary

While job ads usually paint an ideal picture of a candidate, studies show that most applicants meet an average of 60% of the criteria. Unfortunately, many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes, but don't necessarily meet every single item in the job description, please contact us anyway. We'd love to talk with you and find out if you might be a good fit for us.

At Solaris, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation, please let us know.Information on data processing:

DE: https://www.solarisgroup.com/gdpr_notice_de
EN: https://www.solarisgroup.com/gdpr_notice_en

To all recruitment agencies: Solaris does not accept unsolicited agency resumes. Please do not forward resumes to our jobs alias, Solaris employees or any other venture in our ecosystem. Solaris is not responsible for any fees related to unsolicited resumes.