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Compliance Analyst

Remote

ABOUT OUR COMPANY:

The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world. So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial. 

Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $70 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more.

But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started..

ABOUT OUR WORKPLACE:

Splash is remote-first, and proud of it. We spend our days creating ways to simplify financial products, then get them into the hands of people who need help. Right now, we’re focused on developing financial technologies that fundamentally change the way the industry lends. And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups, access to community, and engagement tools. And although we’ve been around since 2013, we still love to think like a start-up — a place that empowers good people to do great things, fast. 

We’re friendly, folksy, and have Slack channels for both #kids-and-pets and #food. We’re good people who want to make a difference in the financial landscape, and we approach tackling challenges with creativity, passion and urgency.

ABOUT THE ROLE:

Splash Financial is hiring a junior to mid-level Compliance Analyst to assist with day-to-day compliance management activities designed to ensure material compliance with applicable laws, rules, and regulations. The Legal and Compliance Department is helping Splash become the leading digital lending platform in a responsible and compliant way that puts the customer first. A team-first approach is critical, and the department works closely with a diverse cross-functional team of Developers, Product Managers, Analysts, Underwriters, Accountants, and Marketing professionals to help drive innovation forward across the business.

WHAT YOU’LL DO AT SPLASH:

  • Responsible for providing federal & state compliance support in all aspects of the business.  
  • Monitor, analyze and communicate pending and/or enacted legislation. 
  • Evaluate internal operational and procedural compliance.
  • Analyze and update existing compliance policies and related documentation as appropriate.
  • Assist with the development and implementation of compliance related policies, guidelines and procedures.
  • Work with Sales, Operations and IT to ensure data integrity is monitored. 
  • Work with IT and LOS support areas to create, revise and maintain lending disclosures and documents. 
  • Work with multiple departments to review and assess third-party vendor risk. 
  • Act as the point of contact on all vendor due diligence items and implement the vendor management policy and procedure. 
  • Assist in researching and developing policies and outlining statutory/regulatory requirements. 
  • Review marketing materials for compliance.
  • Conduct testing and monitoring of loan files.
  • Assist team with other projects as assigned.

WHAT YOU’LL BRING TO SPLASH:

  • Bachelor’s Degree 
  • Minimum 1-3 years in the banking/financial services industry in a regulatory compliance role 
  • Legal and/or paralegal background preferred. 
  • Demonstrated knowledge of state & federal law including but not limited to: FDIC and CFPB oversight environment, TILA, ECOA, Reg P, FCRA, and state privacy laws, etc. 
  • Demonstrated analytical skills and research skills. 
  • Experience working closely with senior management and board of directors. 
  • Handle multiple projects and work under tight deadlines. 
  • Possess excellent written, interpersonal and verbal communications skills.

SPLASHERS ENJOY:

  • Fully remote work freedom
  • Competitive salary packages
  • Flexible PTO + 9 company holidays
  • Equity: Share in our start-up success
  • Comprehensive and affordable insurance benefits
  • Paid parental leave for both caregivers
  • Essential equipment to get the job done
  • 401(k) for your future savings
  • Quarterly meet-ups: In person & virtual fun
  • Awesome Splash swag to flaunt your team spirit

 

Employment at Splash is based on individual merit. Opportunities are open to all, without regard to race, color, religion, sex, creed, age, handicap, national origin, ancestry, military status, veteran status, medical condition, marital status, sexual orientation, affectional preference, or other irrelevant factors. Splash is an equal opportunity employer.

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