FP&A Lead

ABOUT TIDE

At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting.

Tide is transforming the small business banking market with over 1.6 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to help SMEs save both time and money.

Tide facts:

• Tide is available for UK, Indian, German and French SMEs
• Over 1.6 million members: 800,000 UK and 800,000 in India and growing rapidly
• Over $200 million raised in funding
• Over 2500 Tideans globally - we’re diversity champions!
• We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram and New Delhi, India

ABOUT THE TEAM

Our Commercial Finance and FP&A team plays a pivotal role in shaping the future of Tide — enabling data-driven decisions that accelerate growth and optimise performance.

As a strategic partner to the business, we combine deep financial expertise with strong commercial acumen to deliver impactful support across all functions. From analysing complex data to influencing high-stakes decisions, we are at the forefront of driving value in one of the most exciting and dynamic sectors.

ABOUT THE ROLE

We're looking for a highly accomplished and skilled FP&A Lead to own, drive, and continuously improve the company's global financial planning processes. This is a critical, high-visibility role where you will be instrumental in translating our strategic vision into financial reality across our complex, multi-entity, international structure.

The ideal candidate has a deep blend of technical financial planning expertise, exceptional project management skills, a strong ability to manipulate and derive insights from data, and the vision to communicate the "so what" through compelling storytelling.

The successful candidate in this role will be focused on the following:

• Lead the entire company-wide Quarterly Reforecasting and Annual Budget cycles across all entities and international markets, ensuring timely and accurate delivery.
• Act as the Senior Project Manager for all major planning cycles, ensuring strict adherence to timelines, clear communication of deliverables, and efficient coordination across a large, diverse, and global group of stakeholders.
• Own the Board Meeting timeline and management for all financial materials, coordinating input delivery and ensuring high-quality, timely presentations.
• Establish and run a monthly rolling P&L forecast process to ensure continuous forward-looking visibility and proactive identification of risks and opportunities.
• Setup and run the Balance Sheet forecasting process, ensuring accurate projections for working capital, fixed assets, and liabilities by precisely linking them to operational and P&L drivers.
• Continuously improve planning processes, tools, and methodologies, leveraging your technical background to enhance efficiency, accuracy, and agility in a rapidly scaling environment.
• Dive deep into complex, high-volume data to "see the forest through the trees", identifying trends, risks, and opportunities that drive strategic decision-making.
• Develop high-impact presentations and reports for the Executive team and Board of Directors, turning complex financial analysis into clear, concise, and compelling storytelling for decision-making.
• Master and serve as subject matter expert for the new planning tool system (Aleph), optimising its structure, security, and performance for all users.
• Be the model/format czar responsible for maintaining consistent modeling standards, reporting templates, and data definitions across all of Finance to ensure accuracy and comparability.
• Partner closely with the Commercial, Financial Control and Reporting and Treasury teams to ensure alignment between planning and reporting.

WHAT WE ARE LOOKING FOR

• 10+ years of progressive and relevant experience in a demanding FP&A, Corporate Finance, or similar role, specifically within a fast-growth tech, FinTech, or scale-up environment.
• Proven expertise in independently leading and managing global planning cycles (Budgeting/AOP and Forecasting) for a multi-entity organisation.
• Exceptional Project Management skills - a demonstrated ability to structure, organise, and drive a high-stakes, cross-functional process with numerous stakeholders on strict deadlines.
• Strong technical proficiency in data manipulation and extraction; hands-on experience with SQL is required for complex data analysis.
• Advanced financial modeling skills and proficiency in using FP&A systems (e.g., Adaptive Planning, Anaplan, etc.) and advanced Excel/Google Sheets.
• Outstanding communication and presentation skills with a proven track record of synthesising complex data into clear, concise, and compelling storytelling for executive consumption.

WHAT YOU’LL GET IN RETURN

Our location-specific employee benefits are designed to cater to the unique needs of Tideans: 

• Competitive Compensation -  Competitive salary and share options.
• Time Off – Generous annual leave on top of bank holidays.
• Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey.
• Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide.
• Health Insurance – Private family insurance with additional OPD coverage and top-up options.
• Life & Accident Cover – Comprehensive accidental and life insurance protection.
• Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops.
• Volunteering & Development Days – Paid days annually for volunteering or personal growth.
• Learning & Development – Annual budget for books, courses, coaching, and more.
• WOO (Work Outside the Office) – Work from abroad for up to 90 days annually.
• Home Office Setup – Contribution towards setting up your home office.
• Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement.
• Snacks & Meals – Office perks with snacks, coffee, tea, and lunch (location dependent).

TIDEAN WAYS OF WORKING

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. 

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

 #LI-AC1 #LI-Hybrid

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. 

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

• Tide does not charge any fees at any stage of the recruitment process.
• All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel.
• Communication from Tide will only come from an official @tide.co email address.
• Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf.

If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co
Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process.

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