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Underwriter

Omaha, NE

About the role: 

As a member of the Operations team, Investment Underwriters conduct critical due diligence on property valuation and applicants’ credit to ensure the soundness of each Unison investment.  Our proprietary technology screens investments and provides underwriters with a full-picture, quantitative view of each deal. 

Underwriters will leverage data analytics and add value through a fundamental, human approach to problems. As key users of our proprietary tools, Investment Underwriters are also expected to contribute to the ongoing refinement and expansion of our technology capabilities, such as document parsing and automatic income underwriting.

This is a hybrid position with a requirement of 3 full days in our Omaha, Nebraska office. 

Responsibilities: 

  • Perform income underwriting - calculate applicant’s income (wage earner, self-employment analysis) and make credit decisions
  • Review appraisals to ensure that they comply with Unison’s requirements
  • Review home inspections; identify and document deferred maintenance items
  • Participate in design of automation projects as an advocate for data integrity and guideline compliance
  • Provide continuous feedback to help refine Unison’s proprietary property/credit decisioning systems as well as underwriting practices and procedures
  • Stay up to date on PropTech and FinTech developments and raise impactful discussions to promote efficiency - always thinking “how can we make this better?”

About you: 

  • Bachelor’s degree or 4+ years of relevant work experience
  • Strong communication skills
  • Strong collaboration skills
  • Experience in mortgage or residential/commercial real estate underwriting a plus
  • Knowledge of FNMA/FHLMC residential underwriting guidelines a plus

Why join us? 

The Unison team draws on a deep and wide range of talent across several disciplines. Visionaries in investment management, product development, and financial technology are joined by innovative real estate and consumer finance experts creating a unique culture.

Perks of the Unison employee include: competitive salaries, 100% paid medical and dental benefits, generous PTO policy, paid parental leave program, and fantastic downtown SF and Omaha locations, as well as being an integral part of a well-funded market leader with incredible momentum.

About us:
Unison is a San Francisco-based company that is pioneering a smarter, better way to own your home. Until now, the only way to finance a home was by taking on debt. Through the Unison Agreement, we help homeowners access their equity flexibly with no monthly payments or interest. We enhance home affordability, reduce debt, and deliver a less risky way for homeowners, investors, and society to think about their most important asset - the home. For additional information, visit www.unison.com or follow us on Facebook, Instagram, LinkedIn, Twitter and YouTube.

The last few years have been record breaking for Unison. We expanded our offering to 30 states, surpassed the $5B mark in real estate investments and partnered with over 7K customers through our HomeBuyer and HomeOwner programs. This tremendous growth was recognized by the Deloitte Technology Fast500 awards two years in a row as well as being included in the most recent Forbes Fintech50.

Unison provides equal employment opportunity to all individuals regardless of their race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, pregnancy, or any other characteristic protected by state, federal, or local law.

We recognize that people come with experience and talent beyond just the technical requirements of a job. If your experience is close to what you see listed here, please still consider applying. Diversity of experience and skills combined with passion is a key to innovation and excellence. Therefore, we encourage people from all backgrounds to apply to our positions. Please let us know if you require accommodations during the interview process.

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