Auto Funding Analyst

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.

Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, “Top Companies to work for in Arizona” and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.

About the Role:

The Auto Funding Analyst will be responsible for reviewing automobile loan applications. They will develop and maintain an assembly workflow procedure on all loan packages that is manageable for a quick turn time while working closely with loan applicants, dealerships, and the sales team. The funding analyst will complete the funding process in accordance with internal originations policy standards and be a pivotal player in delivering exceptional customer experience to our customers and dealers. Elements of work quality, customer satisfaction, and relationship management all play a large role in the day-to-day success of this position. Please note that this is an onsite role based in our Orange County office.

What You’ll Do: 

• Audit and identify contract packages irregularities, including review of signatures, data and adherence to established policies and procedures
• Ensures stipulations are satisfied and communicates relevant issues to the appropriate credit analyst and/or escalates accordingly to management
• Verification of all credit application information including residence, employment, and income
• Research and collect additional data or documents from customers and/or internal personnel
• Provides application entry and processing support for all contracts received
• Meets processing expectations metrics on a consistent basis
  
  

What We Look For:

• Minimum of two years indirect loan processing or funding experience preferred
• Must be able to coordinate, manage and guide multiple priorities simultaneously and effectively through to completion
• Team oriented and the ability to work collaboratively
• Proficiency in the operations of a PC and Microsoft office applications
• Must be able to communicate effectively with members, management, team members and external third parties
• Must be able to coordinate, manage and guide multiple priorities simultaneously and effectively through to completion
• Strong organizational skills and attention to detail
  
  

What We Offer You:  

• Competitive salary and stock option plan 
• 100% paid coverage of medical, dental and vision insurance  
• Flexible PTO 
• Opportunities for professional growth and development  
• Paid parental leave 
• Health & wellness initiatives

The compensation range of this position in Irvine, CA is USD $25.00 - $28.00 hourly plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience.

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We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.