AFC Analyst (Remote - Work from Anywhere)

Work from anywhere, impact everywhere 

Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 130 Xapiens that work remotely from 40+ countries around the world. 

Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country.

To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done.

Risk is inherent in all of our business activities and managing risk well is the responsibility of every Xapien. Sound risk management enables us to serve our customers and deliver value for our shareholders, and helps make Xapo a great place to work.

Although we are headquartered in Gibraltar, this is a full time, 100% remote position 
Work from anywhere!

Position overview

Xapo is looking for an Anti-Financial Crime Analyst to identify, investigate and prevent financial crime by  reviewing suspicious transactions and activities to ensure we comply with all AML regulations and requirements. 

You will be part of a team of AFC Analysts responsible for reviewing and actioning alerts related to Onboarding, Fraud, AML, PEP & Sanctions and transaction monitoring. If you’re passionate about Bitcoin and preventing financial crime, this is a great opportunity to develop your career in a growing team.  

The ideal candidate will ensure Xapo’s ability to review alerts around the clock. 

Responsibilities

• Conduct Know Your Customer (KYC) and Customer Due Diligence (CDD) reviews of individual customers during onboarding.
• Review alerts for suspicious transactions and behaviour to prevent fraud losses for Xapo and customers alike. 
• Conduct transaction monitoring on fiat and crypto transactions sent to & from Xapo customers.
• Detect, investigate and report suspicious activities, including predicate offences related to money laundering and terrorist financing. 
• Review individual and business customer screening alerts for sanctions, PEPs and adverse media. 
• Escalate any red flags and potential risks to senior team members.
• Raise iSARs and other regulatory reports to the MLRO
• Manage sensitive and confidential information with utmost care and integrity.
• Work collaboratively within a cross-functional, global team
• Take responsibility for the quality completion of cases 

Skills needed

• Bachelor's degree in finance, economics, accounting, criminology, or a related field.
• At least 1 year of relevant industry experience
• An entry level knowledge of financial crime prevention, compliance, law or a similar discipline; 
• Experience managing high volumes of workloads with competing priorities;
• A methodical and logical approach combined with accuracy and attention to detail.
• Self driven, curious, proactive and able to operate in a fast-paced environment. 
• Strong communication skills, both written and verbal.
• Past experience of working within Fintech, Banking or Cryptocurrency industries is required
• ACAMS, ACFCS, ACFE or similar certifications are highly desirable

Other requirements

• A dedicated workspace.
• A reliable internet connection with the fastest speed possible in your area.
• Alignment with Our Values and the Xapo Values-Driven Leadership principles.

PLEASE NOTE

Due to the upcoming winter holiday season, our recruitment team will have limited availability. While we will do our best to review your application as promptly as possible, please anticipate a potential delay in our response time.

We appreciate your patience and understanding.

Happy holidays

Why work for Xapo?

IMPACT GLOBALLY, WORK REMOTELY.

• Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.
• Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. 
• Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.

At Xapo, we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.

Xapo Device Policy
Consultants joining Xapo Bank must comply with the Xapo Device Policy, which governs the use of corporate-approved laptops under Corporate-Owned, Personally Purchased Device (reimbursed up to $1,500) or Corporate-Owned, Personally Enabled Device (personal device with enforced security controls).
All devices must meet security requirements, enroll in Xapo’s Mobile Device Management (MDM), and adhere to compliance rules. COPPD devices remain Xapo property with buyback options upon exit. COPED users agree to data control measures, including mandatory corporate data wipes.
Compliance with the Xapo Device Policy is mandatory for all consultants, onboarding will not proceed without adherence to the policy.