Senior Analyst, Financial Controls

• Strategic and detail-oriented controls expert to lead, mature, and scale Zip’s U.S. financial controls program
• Build and scale Zip’s internal controls program, partnering cross-functionally to drive audit readiness and control excellence
• Hybrid opportunity for US-based employees with an expectation of 3 days per week in our Union Square Manhattan office

 

Start your adventure with Zip 

Zip is actively building a robust internal control environment to support its growing operations. This newly created role will be instrumental in establishing, maintaining, and evolving our financial controls framework.

We are seeking an experienced and hands-on Senior Analyst, Financial Controls who will report to the U.S. Controller and lead efforts to build and scale Zip’s internal controls over financial reporting, support audit readiness, and serve as a controls subject matter expert (SME) for the U.S. business. This high-impact role offers visibility across Finance, FP&A, Legal, Treasury, and IT teams and will play a key role in shaping Zip’s financial governance and audit strategy. The ideal candidate combines strong controls expertise with a proactive, cross-functional approach and brings an appreciation for the power of data, automation, and intelligent workflows to drive scale.

 

Interesting problems you’ll get to solve

Control Program Buildout & Readiness

• Own end-to-end execution of internal control readiness for the U.S. business in partnership with global leadership
• Lead the design, documentation, and evaluation of financial reporting controls, including RACMs, narratives, and flowcharts
• Identify and address control design gaps, testing inconsistencies, and documentation issues
• Drive improvements to control processes using automation tools, workflow platforms, and AI-powered solutions where appropriate
• Establish audit-preparedness protocols and documentation standards that scale

Cross-Functional & Global Coordination

• Serve as the Finance controls SME for the U.S., aligning on enterprise risk, control ratings, and testing standards
• Partner closely with control owners across Finance, FP&A, Legal, and Tech to ensure clear roles, documentation rigor, and repeatable testing workflows
• Provide training and ongoing support to teams executing controls

Audit and Regulatory Support

• Manage relationships with external auditors and consultants throughout audit engagements
• Own centralized documentation and prep materials for walkthroughs and management assertions
• Track and report on control readiness milestones, remediation activities, and audit findings

Sustain and Scale the Control Framework

• Build a durable, continuously improving internal control program that scales with the business
• Champion tools and technologies that enhance workflow efficiency, evidence tracking, and issue remediation
• Educate stakeholders on internal control expectations, documentation protocols, and audit standardsdocumentation standards, and evidence protocols.

 

What you’ll bring to the team 

Required

• 8–10 years of experience in internal controls, financial compliance, internal audit, or external audit roles.
• Strong knowledge of internal control frameworks (e.g., COSO) and risk assessment standards
• Experience owning Risk and Control Matrices (RACMs), walkthroughs, testing documentation, and remediation plans
• Proven ability to work independently and cross-functionally in a fast-paced environment
• Excellent communication and stakeholder engagement skills across finance, technical, and executive teams.

Preferred

• Experience standing up a controls function in a high-growth company
• Fintech, BNPL, or digital financial services industry experience strongly preferred
• Demonstrated success implementing or managing workflow tools (e.g., Monday.com, Workiva)
• Familiarity with AI-enhanced tools or automation platforms used in finance, compliance, or documentation
• Prior experience with NetSuite or equivalent ERP systems
• Public accounting or Big 4 audit background preferred

Key Attributes:

• Detail-oriented with a strong process mindset and control rigor
• Capable of switching between high-level program strategy and detailed process execution
• Naturally collaborative with a proactive, “own the outcome” mindset
• Strong sense of accountability and operational excellence

 

What you’ll get in return

Zip is a place where you’ll get out what you put in. The newness of our sector means we need to move at pace and embrace change, and our promise to you when you join the team is that you’ll feel empowered and trusted to make big things happen quickly. We want you to feel welcome and as though you have the support to be yourself, and care for yourself at work. Because it’s important to us that you make the most of the opportunities you’ll get to grow your skills and your career, and be surrounded by smart, friendly people and leaders that have your back.

We think these are just some of the best things about being a Zipster. We will also offer you:

• Flexible working culture
• Incentive programs
• 20 days PTO every year
• Generous paid parental leave
• Leading family support policies
• 100% employer covered insurance
• Beautiful Union Square office with a casual dress code
• Learning and wellness subscription stipend
• Company-sponsored 401k match

Zip is committed to a straightforward and transparent pay structure. The actual base salary will be determined by various individualized factors, including job-related knowledge, skills, experience, location, internal equity, as well as other objective business considerations. The annual base Pay Range for this position is $128,000 - $155,000 USD. This range reflects our *Premium Location band (US2). Different bands may apply based on our tiered premium strategy if residence is outside of the Greater Manhattan area.

Subject to those same considerations, the total compensation package for this position may also include other elements, including a bonus and/or equity awards, in addition to a full range of medical, financial, and/or other benefits. If hired, employees will be in an 'at-will position' and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Be a part of a team that reflects the diversity of our customers

We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique. Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience.

And finally…get to know us

Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centered products.

Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.

I acknowledge by clicking "Submit Application", that the information provided is true and correct. I also understand that any willful dishonesty may render for refusal of this application or immediate termination of employment. By providing your information, you acknowledge that you have read our Zip Applicant and Candidate Privacy Notice and authorize Zip to process your data subject to those terms. Zip participates in the federal government’s E-Verify program

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