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Vice President, Loan Officer (Manufactured Communities)

Encino, CA

About Ascent

Ascent Developer Solutions is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep understanding and personal experience in virtually every facet of real estate development, Ascent is uniquely positioned to create custom, innovative lending solutions for a variety of real estate development business strategies.

The Role 

The VP Loan Officer – Manufactured Housing Communities is responsible for originating and closing loan opportunities within the MHC asset class by building relationships with experienced sponsors and key intermediaries, including brokers, capital advisors, and financial consultants. 

This role requires deep expertise in manufactured housing communities, including ownership structures, operational considerations, and underwriting standards. The Loan Officer evaluates opportunities, structures financing solutions, and leads deal execution in coordination with internal teams. The role also involves managing intermediary relationships, positioning Ascent’s products effectively, and ensuring a high-quality borrower and broker experience from initial engagement through closing. 

 The Work 

  • Originate bridge, acquisition, and construction loans focused on manufactured housing communities by developing relationships with sponsors, owners/operators, and intermediaries. 
  • Build and maintain a strong network of brokers, capital advisors, and referral partners to drive consistent deal flow. 
  • Evaluate MHC opportunities, including sponsor quality, asset performance, infrastructure condition, and market dynamics. 
  • Structure loan terms, pricing, and credit narratives in alignment with Ascent’s underwriting standards and risk appetite. 
  • Maintain subject matter expertise in manufactured housing, including product knowledge and underwriting principles specific to the asset class. 
  • Collaborate with Credit and Underwriting teams to analyze borrower financials, deal structure, and risk factors. 
  • Prepare and present loan opportunities and approval packages to internal stakeholders and participate in Credit Review. 
  • Lead the preparation and delivery of Letters of Intent (LOIs) to sponsors and intermediaries following internal approvals. 
  • Guide transactions through the full lifecycle—from initial screening through closing—in coordination with internal teams. 
  • Manage relationships with sponsors and intermediaries throughout the deal process, ensuring clear communication and responsiveness. 
  • Track pipeline activity, borrower interactions, and deal status within the company CRM. 
  • Support portfolio management activities, including renewals, extensions, and borrower relationship expansion. 
  • Represent Ascent at industry events, conferences, and networking opportunities focused on manufactured housing and related sectors. 
  • Partner with Sales Management and senior management to develop new strategies expanding Ascent’s presence and manufactured housing product offering. 
  • Perform other duties and assist with strategic initiatives as needed. 

Your Skills and Experience.  

  • 5+ years of lending, real estate finance, or related experience specific to manufactured housing communities  
  • Demonstrated experience working with sponsors, owners/operators, and/or intermediaries  
  • Strong understanding of MHC-specific underwriting considerations, including operations, property characteristics, market conditions, and regulatory factors 
  • Experience leading and supporting the negotiation of loan documentation in partnership with internal and external legal counsel, borrower counsel, and sponsors; prior hands-on experience negotiating loan documents is strongly preferred. 
  • Proven ability to structure and close complex real estate transactions 
  • Strong financial analysis and credit evaluation skills 
  • Excellent communication and relationship management abilities across internal teams and external partners 
  • Experience operating in a collaborative, fast-paced, and highly entrepreneurial environment 
  • Results-driven mindset with a focus on origination and deal execution 

The Work Environment

  • This role works on-site from Ascent's Encino office, Monday - Thursday (Fridays are work-from-home).
  • Full-time, 40 hours per week; must be available for occasional overtime.
  • Some nights and weekends required.

The Pay

  • Compensation is commensurate with that of top producers in the construction lending business, and flexible based on the proven ability to produce in our market segment. Our compensation package includes a generous base salary based on successful production experience and a commissions-based bonus plan rewarding top achievers, 

 

Our Benefits

We offer a comprehensive benefits package designed to support your health, well-being, and work-life balance. Our benefits include five health plans, two dental plans, health savings and flexible spending accounts, vision coverage, a 401(k) plan, and other optional benefits from which to choose.

Our Pledge

We pledge to be fair and considerate in hiring and promoting individuals, ensuring everyone can contribute their fullest potential regardless of background, identity, or personal circumstances. By promoting equal opportunity, we not only enhance our workplace but also contribute to a more just and equitable society. At Ascent, we stand united in building a community where everyone is empowered to succeed. Thank you for joining us on our journey towards a more inclusive future.

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