Cash Application Analyst

About Clutch:

We’re on a mission to reinvent the way people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car buying and selling experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee… and that’s just the beginning.

Named two years in a row to the Globe & Mail’s list of the Top Growing Companies in Canada and also awarded spots on Deloitte’s Technology Fast 50™ and Fast 500™ lists, we’re looking to add curious, hard-working, and driven individuals to our growing team.

Headquartered in Toronto, Clutch was founded in 2017 and currently services Ontario, British Columbia, New Brunswick, Nova Scotia, and Prince Edward Island. Clutch is backed by a number of world-class investors, including D1 Capital, Altos Ventures, BMO Capital Partners, Canaan, Real Ventures, and others. To learn more, visit clutch.ca.

We’re growing rapidly, with in‑house re‑conditioning centres, a captive lending platform and a national logistics network, we combine manufacturing‑grade operations with tech‑enabled consumer experience. We plan to list publicly within 24–36 months and are building the finance foundation to get there.

About the role:

Clutch is looking for a Cash Application Analyst to join our Finance & Accounting team! You are a detail-oriented, analytical professional with a passion for accuracy and process improvement. You’ll play a key role in ensuring timely, precise recording and reconciliation of payments and receivables, helping to maintain financial integrity across all transactions.

Working closely with the broader Finance & Accounting team, you’ll support daily bookkeeping, month-end close, and financial reporting processes while identifying opportunities to improve efficiency and automation within our growing organization.

What you’ll do: 

• Review and record sale transactions to correct customer ledgers, reconciling revenue on a daily basis to ensure accurate recording
• Monitor payment receipts and apply payments to outstanding receivables, ensuring payments are received in a timely manner
• Work alongside the sales & treasury team to coordinate receipt of funds and resolve discrepancies or past due payments
• Monitor customer account details for non-payment, delayed payments, and other discrepancies.
• Manage source documents and ensure our records are organized, complete and accurate.
• Assist the Finance & Accounting team with month-end close process and year-end audit requests.
• Work closely with Management on various ad-hoc projects that will improve and maintain the full accounting cycle & accounting functions of the company.

We’re looking for: 

• You have a post-secondary education in Accounting
• You have 1-2 years experience in an accounting role, working under pressure and meeting tight deadlines
• You are proficient in Excel/Google Sheets and you have the ability to quickly learn new applications/tools
• You have excellent interpersonal and communication skills (both written and verbal) and you are able to develop and maintain positive working relationships with colleagues and vendors
• You have exceptional attention to detail and accuracy.
• You are entrepreneurial and a hustler: you do what it takes to get the job done and enjoy working hard
• Experience with Oracle Fusion is a plus
• You are comfortable working at our Downtown Toronto office at 60 Adelaide St. E.

Why you’ll love it at Clutch: 

• Autonomy & Ownership -- create your own path, and own your work
• IPO experience
• Competitive Compensation!
• Health & dental benefits

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca.