Bank Secrecy Act (BSA) Officer
First National Bank of America is seeking a Bank Secrecy Act (BSA) Officer who reports directly to the Chief Risk Officer. This position is responsible for developing, implementing and administering all aspects of the Bank Secrecy Act Compliance Program in the area of Bank Secrecy Act (BSA), USA Patriot Act, Anti-Money Laundering (AML), Office of Foreign Assets Control (OFAC), and Customer Identification Program (CIP) compliance.
The BSA Officer serves as our go-to authority on BSA/AML/OFAC regulations. This position will manage and inspire a team of compliance professionals and will develop and conduct comprehensive training programs for employees. The BSA Officer will work closely with senior management and key stakeholders to ensure compliance, as well as prepare and present insightful reports to senior management and the board of directors. Furthermore, this position is also responsible for leveraging technology to streamline BSA processes and reporting.
Responsibilities:
- Advise the Chief Risk Officer, Senior Management, and Bank personnel on emerging BSA/AML, OFAC, and CIP compliance risks, recommending and guiding the implementation of effective controls to mitigate exposure
- Provide leadership and direct management of the BSA department, including supervision of the BSA Supervisor, staff development, training, workflow coordination, and ensuring adequate coverage across functional areas
- Serve as Chair of the Bank’s BSA Committee and act as a key liaison between compliance, business units, senior leadership, auditors, and regulatory agencies
- Develop, review, and maintain BSA, AML, OFAC, and CIP policies and procedures; prepare and present annual reports and compliance recommendations to Senior Management and the Board of Directors
- Maintain expert‑level knowledge of applicable laws and regulations, including the Bank Secrecy Act, USA PATRIOT Act, and OFAC requirements, ensuring consistent adherence across the organization
- Oversee and approve SARs, CTRs, exempt person filings, high‑risk customer monitoring, and OFAC/FedCEN 314(a) alerts, ensuring timely, accurate documentation and regulatory reporting
- Lead audit and examination readiness efforts, including coordinating responses to regulators and external auditors, tracking findings, and ensuring timely remediation of identified issues
- Promote a strong culture of compliance through effective decision‑making, employee training (including new hire orientation and annual BSA training), cross‑training initiatives, and ongoing staff mentorship and development
Qualifications:
- Prior experience with BSA, AML, and related regulatory requirements, including a working knowledge of deposit and lending compliance
- Demonstrated leadership experience, including supervising and managing staff
- Highly organized and detail-oriented, with the ability to manage multiple priorities, meet deadlines, and maintain accuracy in a fast-paced environment
- Strong interpersonal skills with a commitment to courtesy, professionalism, and excellent customer service; ability to build effective working relationships with internal and external stakeholders
- Effective written and verbal communication skills, with the ability to interact professionally with coworkers, management, and regulators using standard telecommunications and computer equipment
- Ability to work productively in a busy office environment, including sitting or standing for extended periods while maintaining focus and efficiency
Employee benefits
- Medical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
- Dental – Premiums as low as $0.00
- Vision – Low premium Plan
- Discounted childcare
- Pet Insurance
- Paid Time Off (PTO)
- 401k with employer match
- Adjustable desks that can be raised or lowered to sit or stand
At First National Bank of America, we are looking for exceptional individuals with a "servant's heart" or a natural humility that recognizes the importance of prioritizing others' needs. We celebrate and acknowledge efforts that exceed expectations, whether it's delivering added value to customers or supporting colleagues. Just as interest compounds over time, the little things we do can make a substantial difference.
First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.
Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job.
First National Bank of America uses E-Verify to confirm employment eligibility as per E-Verify guidelines.
First National Bank of America is an Equal Opportunity Employer.
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