Mortgage Disclosure Specialist
Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing. Our core values—Thrive Together, Act Like an Owner, and Exceed Expectations—cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be certified as a Great Place to Work!
Job Summary:
Lendz Financial is seeking a detail-oriented Mortgage Disclosure Specialist to join our team. In this full-time, on-site role, you will be responsible for preparing and sending initial disclosures to ensure compliance with Federal and state regulations, as well as preparing Loan Estimates based on changes in the loan file. The ideal candidate will have strong attention to detail, an understanding of mortgage regulations, and the ability to manage multiple tasks in a fast-paced environment.
Responsibilities:
- Review loan files from the initial disclosure request and assist in completing the application process.
- Update property details including address, taxes, flood zones, and ensure tax bills, USPS, and flood certificates are imported correctly.
- Enter and update pertinent financial information such as EMD, seller credits, and title fees based on Purchase contract & Title preliminary Closing Disclosure (CD).
- Send a copy of the Loan Estimate (LE) to brokers to confirm the accuracy of fees and obtain approval to send disclosures to borrowers.
- Prepare and send initial disclosures to ensure compliance with TRID rules, Federal, and state regulations.
- Ensure timely and accurate preparation of Loan Estimates reflecting the change in circumstances as per the file timeline.
- Verify and ensure that all loan documents are complete, accurate, and comply with applicable regulations.
- Work closely with internal teams, brokers to ensure all required documents are properly reviewed and disclosed to the borrower.
- Provide exceptional service by maintaining a proactive and positive attitude in interactions with brokers and other stakeholders.
- Manage multiple loan disclosures concurrently, ensuring timely processing and accuracy in a fast-paced environment.
Qualifications:
- Strong knowledge of mortgage lending regulations and loan documentation policies.
- In-depth understanding of TRID rules and regulations.
- Previous experience or interest in the mortgage industry is preferred but not required.
- Exceptional attention to detail and accuracy in completing tasks.
- Ability to multi-task effectively and prioritize in a fast-paced work environment.
- Strong organizational and time management skills.
- Excellent written and verbal communication skills.
- Ability to collaborate with cross-functional teams, including brokers, underwriters, and account managers.
- Self-motivated and capable of working independently while maintaining a high level of accountability.
- Bachelor’s degree is preferred.
- Bilingual in Spanish is a plus.
Compensation:
The approximate compensation range for this position is $45,000 to $52,000 in annual salary. The actual offer, reflecting the total compensation package, will be determined based on factors including the candidate’s experience, skills, and location.
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