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AML/BSA Oversight Lead

Remote

Lithic creates card issuing and payment infrastructure for technology companies that just works. We help some of the world’s fastest-growing digital banks, fintech companies, and software companies process billions in transactions annually.

Lithic is hiring an experienced AML/BSA Team Lead to oversee and lead our anti-money laundering (AML) and Bank Secrecy Act (BSA) Oversight and Control Team. The AML/BSA Team leader will be responsible for managing a team of analysts, ensuring adherence to regulatory and bank requirements, as well as implementing effective AML/BSA policies and procedures to mitigate financial crime risk.  This role requires strong leadership, analytical skills and a deep understanding of AML/BSA regulations. 

Responsibilities: 

  • Team Leadership.  
    • Lead, mentor and develop the Oversight and Control division of the compliance team.  
    • Assign and prioritize tasks to team members, ensuring efficient and timely completion of work.  
    • Conduct periodic evaluations, provide feedback and identify training needs. 
  • Compliance Oversight.  
    • Oversee and assist with the day-to-day operations of the AML/BSA Oversight and Control Team, ensuring compliance with all relevant regulations and internal policies.  Examples include client onboarding and due diligence, bank and internal program approval, program change management, bank exception requests, initial and ongoing client training, 
    • Act as a subject matter expert and point of contact for all KYC/KYB and EDD onboarding activities.  Respond to questions from internal, external partners, and sponsor banks as well as acting as a key contributor to approval decisions for new products and programs. 
    • Identify and assess potential risks related to money laundering and terrorist financing.
    • Develop and implement strategies to address identified risks and enhance the effectiveness of the AML/BSA program.
    • Coordinate with the Head of Compliance and the other compliance teams to respond to various audits, ongoing bank reporting, and issues management.

Qualifications: 

  • 2 or more years of relevant work experience in Anti-Money Laundering/Know Your Customer or other relevant work experience in a financial services company, legal, regulatory, or consulting firm.  ACAMs certification is a plus!
  • 2 or more years of management or equivalent team lead experience
  • Ability to thrive in a fast paced ever changing environment  
  • In depth Knowledge of Bank Secrecy Act, AML regulations, OFAC, and the USA Patriot Act
  • Experience using third party software to complete identity checks and due diligence reviews such as LexisNexis, Cognito, IDology, Alloy.
  • Powerful analytical and problem-solving skills as well as sound judgment and decision making
  • Exceptional organization and presentation skills
  • Dedication to quality, timeliness and customer centricity
  • Experience managing multiple task/priorities successfully

Base Salary: $117,000 - $135,000

This role can be hired in NYC, NY; Austin, TX, Sioux Falls, SD; and Salt Lake City, UT. 

#LI-AS1

Benefits: 

  • Health, vision, and dental insurance 
  • Unlimited PTO
  • 401(k) match 
  • Life Insurance and AD&D policy 
  • 3% cashback on all Privacy purchases

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