Current openings at Momentum Financial Services Group

  Who We Are At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we’re the team behind Money Mart—Canada’s largest non-bank branch network and a leader in financial solutions for underserved communities. From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect over a million customers a year to the money they need, when they need it. At MFSG, we come together across teams and departments to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you're solving problems, building systems, or shaping strategy, your work fuels real support for real people. We’ve Got You Covered Compensation Philosophy: Our strategy is simple—we aim to match the market. We regularly review industry standards to ensure our total rewards package is competitive and fair. This commitment helps us attract and retain talented individuals who share our purpose. Discretionary Annual Bonus: Enjoy the opportunity for a discretionary bonus based on individual performance and company success. Comprehensive Benefits: Our benefits include health and dental plans with 100% of the premiums covered. We also offer an Employee Assistance Program to support your mental well-being and provide resources for personal challenges. Retirement Plans: Plan for your future with our robust retirement savings options, ensuring you’re set for the long haul. Hybrid Work Environment: Experience the best of both worlds with our hybrid work model, allowing you to balance remote work with in-office. When you're at our corporate head office, enjoy a relaxed and collaborative environment featuring breakout rooms for brainstorming and unwinding, plus a variety of snacks to keep you energized throughout the day. Perks and Rewards: Enjoy reimbursement for tuition assistance and professional development, discounts through Perkopolis and participate in our rewards and recognition programs to celebrate your contributions.   The Job: Manager, Fraud Strategy   The Manager, Fraud Strategy- is a hands-on leader responsible for designing and executing fraud prevention strategies across Momentum Financial Services Group’s consumer lending products. This role is ideal for someone who combines strategic thinking with deep technical execution., operating directly in the data to drive decisions.   How You’ll Make an Impact:  Strategy Development & Implementation Lead the design, testing, and implementation of fraud prevention and detection strategies across multiple products and channels. Build, test, and optimize fraud strategies across acquisition and first-party risk Work directly in large datasets, writing SQL from scratch to identify trends, detect fraud, and generate actionable insights Independently connect data signals to inform strategy and make risk-based decisions Partner cross-functionally to implement and refine fraud controls Manage and optimize existing strategies effectively to address fraud risks including stolen/forged identity and malicious first-party intent. Analytics & Risk Management Leverage advanced analytics, fraud solutions, and business acumen to identify emerging fraud trends, mitigate losses, and balance customer experience with risk control. Cross-Functional Collaboration Collaborate closely with Credit Risk, Product, Ops, and IT to implement, monitor, and refine fraud strategies. Partner with external fraud prevention vendors, supporting tool evaluation and performance monitoring. Communication & Stakeholder Engagement Deliver clear and actionable insights, findings, and recommendations to senior leadership and cross-functional stakeholders. Leadership & Team Development Foster continuous improvement and professional growth by sharing expertise, strengthening analytical capabilities, and supporting team development. What You Bring:   Strong, hands-on SQL expertise—able to build queries from scratch and work independently in raw data (critical) Proven experience designing and executing fraud strategies in lending, fintech, or e-commerce Ability to think strategically, connect the dots, and operate with a high degree of ownership Strong judgment to balance fraud risk, customer experience, and business outcomes Comfort working closely with data, technology, and cross-functional teams Must have good business judgment with demonstrated ability to think creatively and strategically. Proficient in SQL programming skills and experienced with data visualization platforms such as Sigma and Tableau Skilled in Excel, Word, and PowerPoint.  Strong communication, interpersonal, and presentation skills. Strong stakeholder management skills. Ability to work independently and collaboratively, providing thought leadership and mentorship to team members. Aptitude and willingness to roll-up the sleeves and get involved in the details. Highly curious with the desire to go deep beneath the surface to solve problems. Education + Experience Bachelor's or Master's degree in a relevant field such as Decision Science, Data Science, Mathematics, Statistics, Computer Science, Engineering, Finance, or Economics. 5+ years of experience in fraud risk management focusing on strategy, implementation and launching fraud prevention and detection solutions for Fintech, Banking, or other e-commerce. Proven track record in acquisition/origination fraud and credit management space. Familiarity with 3rd-party Fraud prevention solutions, preferably within the financial services industry. Experience working at consumer lending companies in the U.S. is a plus. Ready to apply your fraud strategy expertise to make a real impact? Join us and help shape the future of risk at MFSG. Apply today and let’s build the future of MFSG, together.   Committed to Equal Opportunity:  MFSG is committed to accommodating applicants up to the point of undue hardship during the recruitment, assessment and selection process. If you are selected for an interview, please notify MFSG if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation, MFSG will work with you to determine how to meet your needs.  Please note: The salary range for this position is between C$ 85,000 - C$ 115,000. 

  Who We Are At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we’re the team behind Money Mart—Canada’s largest non-bank branch network—and a leader in financial solutions for underserved communities. From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect over a million customers a year to the money they need, when they need it. At MFSG, we come together across teams and departments to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you're solving problems, building systems, or shaping strategy, your work fuels real support for real people.  We’ve Got You Covered Compensation Philosophy: Our strategy is simple—we aim to match the market. We regularly review industry standards to ensure our total rewards package is competitive and fair. This commitment helps us attract and retain talented individuals who share our purpose. Discretionary Annual Bonus: Enjoy the opportunity for a discretionary bonus based on individual performance and company success. Comprehensive Benefits: Our benefits include health and dental plans with 100% of the premiums covered. We also offer an Employee Assistance Program to support your mental well-being and provide resources for personal challenges. Retirement Plans: Plan for your future with our robust retirement savings options, ensuring you’re set for the long haul. Hybrid Work Environment: Experience the best of both worlds with our hybrid work model, allowing you to balance remote work with in-office. When you're at our corporate head office, enjoy a relaxed and collaborative environment featuring breakout rooms for brainstorming and unwinding, plus a variety of snacks to keep you energized throughout the day. Perks and Rewards: Enjoy reimbursement for tuition assistance and professional development, discounts through Perkopolis and participate in our rewards and recognition programs to celebrate your contributions.   Please note: The salary range for this position is between C$ 75000 to C$ 85000   The Job Reporting to the Senior Manager, Lifecycle Marketing, you'll execute customer marketing campaigns across email, SMS, push notifications, in-app messaging, and other CRM channels. You'll help bring lifecycle marketing strategies to life by supporting campaign planning, building, launching, and optimizing customer communications. Working cross-functionally with Marketing, Product, Creative, Analytics, and Compliance teams, you'll ensure campaigns are delivered accurately, on time, and aligned with business objectives. What You'll Do Execute customer marketing campaigns across email, SMS, push notifications, in-app messaging, and other CRM channels. Support the development of campaign briefs by defining objectives, target audiences, messaging, offers, timelines, and channel requirements. Write, edit, and optimize customer-facing marketing copy across multiple CRM channels. Build, QA, schedule, and deploy campaigns using marketing automation platforms. Execute both one-time campaigns and automated lifecycle journeys, including onboarding, engagement, retention, reactivation, abandoned application, and cross-sell programs. Configure audience segmentation, personalization rules, and campaign targeting. Monitor campaign performance, analyze results, and provide recommendations for optimization. Support A/B testing initiatives across subject lines, messaging, creative, audiences, offers, and send times. Coordinate campaign assets, approvals, and execution with cross-functional stakeholders. Maintain campaign calendars, production schedules, and documentation while ensuring compliance with brand and regulatory standards. How You Will Make an Impact Deliver engaging, personalized customer communications that strengthen customer relationships across the lifecycle. Help improve customer engagement, retention, and conversion through well-executed CRM campaigns. Contribute to continuous campaign optimization by leveraging performance data, testing insights, and customer behavior. Ensure campaigns are executed accurately, efficiently, and in compliance with brand and regulatory requirements. Support the successful implementation of lifecycle marketing strategies that drive measurable business results. What You Bring Experience executing CRM, email, lifecycle, or digital marketing campaigns. Strong copywriting and editing skills with the ability to create engaging customer-facing content. Experience building, QAing, scheduling, and deploying campaigns using marketing automation platforms. Strong organizational and project management skills with the ability to manage multiple priorities and deadlines. Excellent attention to detail and commitment to campaign quality and accuracy. Experience collaborating effectively with cross-functional teams. Analytical mindset with the ability to interpret campaign performance and identify optimization opportunities. Passion for delivering exceptional customer experiences and continuously improving campaign performance. Eagerness to learn new technologies, marketing strategies, and best practices. Education & Experience Required 1–2 years of experience in CRM, email marketing, lifecycle marketing, or digital marketing. Hands-on experience building and deploying email campaigns. Experience using a CRM or marketing automation platform. Experience performing campaign QA with strong attention to detail. Excellent organizational skills with the ability to manage multiple projects and deadlines. Strong written communication skills and experience writing customer-facing marketing copy. Preferred Experience using Braze. Experience executing SMS, push notification, and in-app messaging campaigns. Familiarity with customer segmentation, personalization, A/B testing, and campaign reporting. Experience interpreting campaign performance metrics and recommending optimization opportunities.       About MFSG – Our Commitment to Responsible Innovation At MFSG, we are committed to building innovative solutions grounded in ethical, transparent, and responsible use of data and technology. Aligned with the principles outlined in Canada’s Artificial Intelligence and Data Act (AIDA), we take a proactive approach to ensuring that any AI or data-driven systems we use are safe, fair, and accountable. This posting is for a current position within our organization, offering the opportunity to contribute to meaningful, responsible innovation that supports our employees, clients, and communities. We prioritize strong data governance, clear communication around how systems work, and safeguards that reduce risks and protect individuals. Our focus is on developing tools and processes that promote equity, reliability, and trust, supported by ongoing monitoring and continuous improvement. Joining MFSG means contributing to a future-focused organization that values both innovation and integrity, where your work helps shape solutions that responsibly support our employees, clients, and communities.

Who We Are At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we’re the team behind Money Mart—Canada’s largest non-bank branch network—and a leader in financial solutions for underserved communities. From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect over a million customers a year to the money they need, when they need it. At MFSG, we come together across teams and departments to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you're solving problems, building systems, or shaping strategy, your work fuels real support for real people. We’ve Got You Covered Compensation Philosophy: Our strategy is designed to attract and retain top talent by offering competitive, fair, and performance-driven rewards. We benchmark against the market, recognize strong performance and continuously evolve to meet the needs of our people and our business. Discretionary Annual Bonus: Enjoy the opportunity for a discretionary bonus based on individual performance and company success. Comprehensive Benefits: Our benefits include health and dental plans with 100% of the premiums covered. We also offer an Employee Assistance Program to support your mental well-being and provide resources for personal challenges. Retirement Plans: Plan for your future with our robust retirement savings options, ensuring you’re set for the long haul. Hybrid Work Environment: Experience the best of both worlds with our hybrid work model, allowing you to balance remote work with in-office. Perks and Rewards: Enjoy reimbursement for tuition assistance and professional development, discounts through Perkopolis and participate in our rewards and recognition programs to celebrate your contributions. What You’ll Do The Job: Lead Software Engineer, Backend & Cloud Platform We’re hiring a Lead Software Engineer, Backend & Cloud Platform, to help own and operate Integration Hub, an AWS-based integration platform supporting Integration with Internal & External systems. You’ll work across backend services (APIs, event-driven processing), data synchronization and file ingestion pipelines, and production operations. A key part of this role is supporting the transition of production support from our current vendor to an internal team, including knowledge transfer, runbooks, and establishing sustainable operational practices. Must have led and developed an engineering team, providing day-to-day direction, prioritizing workloads, conducting technical reviews, coaching team members, and supporting performance management and career growth   What You’ll Do   Team leadership experience — has led a small engineering team, assigned/prioritized work, coached developers, reviewed technical work, provided performance feedback and helped develop team members. Own and evolve backend API services built with Node.js / NestJS running on AWS ECS. Design and implement event-driven patterns using Kafka (AWS MSK) and caching with Redis. Support and enhance file ingestion pipelines using S3, Lambda, schedulers, and Python/Node.js components. Maintain and improve data sync workloads (e.g., AWS Batch/Lambda, scheduled jobs), ensuring correctness and recoverability. Lead/participate in on-call and incident response, including post-incident RCAs and preventive improvements. Improve CI/CD and engineering quality: GitHub Actions, Jest, performance testing (e.g., k6), static analysis/security scanning (e.g., SonarQube, Veracode). Manage infrastructure changes via Terraform, including networking (e.g., NLB), observability, and runtime configuration. Collaborate with Business stakeholders and partner teams on requirements, SLAs, and release planning. Vendor transition & operational readiness: Partner with the vendor team to drive structured knowledge transfer (architecture deep dives, incident walkthroughs, deployment procedures). Build and maintain runbooks, support playbooks, and troubleshooting guides for APIs, ingestion, and sync processes. Establish internal operational practices: alert tuning, dashboards, on-call processes, escalation paths, and post-incident RCA discipline. Identify and reduce vendor dependencies (scripts, access, undocumented procedures), ensuring the internal team can operate independently. Support a parallel-run period where internal engineers progressively take ownership of L1/L2/L3 support with vendor as fallback. What You’ll Bring Required Qualifications Bachelor’s degree in computer science or equivalent amount of experience. 10+ years of software engineering experience, with strong backend development expertise. Strong Node.js experience. Solid experience operating production systems in AWS (ECS, Lambda, S3, RDS/Postgres, CloudWatch). Comfortable with DevOps practices: CI/CD pipelines, containerization, observability, incident response. Experience with Infrastructure as Code (Terraform strongly preferred). Proficiency with relational databases (Postgres) including performance troubleshooting and data integrity. Strong communication skills and ownership mindset; able to lead technical decisions and mentor others. Preferred Qualifications NestJS preferred. Experience with event streaming/messaging (Kafka/MSK preferred). Python experience (for ingestion tooling or serverless components) Experience with regulated/financial data flows, reconciliation, or integration platforms Experience hardening systems for reliability (idempotency, retries, DLQs, backpressure) Committed to Equal Opportunity: MFSG is committed to accommodating applicants up to the point of undue hardship during the recruitment, assessment and selection process. If you are selected for an interview, please notify MFSG if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation, MFSG will work with you to determine how to meet your needs.  Please note: The salary range for this position is between C$ 125,000 to C$ 135,000. About MFSG – Our Commitment to Responsible Innovation At MFSG, we are committed to building innovative solutions grounded in ethical, transparent, and responsible use of data and technology. Aligned with the principles outlined in Canada’s Artificial Intelligence and Data Act (AIDA), we take a proactive approach to ensuring that any AI or data-driven systems we use are safe, fair, and accountable. This posting is for a current position within our organization, offering the opportunity to contribute to meaningful, responsible innovation that supports our employees, clients, and communities. We prioritize strong data governance, clear communication around how systems work, and safeguards that reduce risks and protect individuals. Our focus is on developing tools and processes that promote equity, reliability, and trust, supported by ongoing monitoring and continuous improvement. Joining MFSG means contributing to a future-focused organization that values both innovation and integrity, where your work helps shape solutions that responsibly support our employees, clients, and communities.