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Compliance Assurance Analyst

Cardiff, London or Remote (UK)

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

 

Cardiff, London or Remote (UK) | 💰 £44,600 - £56,450 + Incentive Awards tied to your performance + benefits ✨

⭐Our Compliance Assurance team

We’re looking for a Compliance Assurance Analyst to join our second line of defence (2LoD). You’ll help provide oversight, challenge and assurance across Monzo, ensuring we manage conduct and compliance risks effectively while continuing to deliver a phenomenal customer experience. As part of our Risk and Compliance Collective, you’ll play an important role in helping Monzo grow safely, responsibly and in line with regulatory expectations.

🔑You’ll play a key role by…

  • Delivering assurance reviews across key regulations, processes and controls, helping teams understand and manage compliance and conduct risks.
  • Providing clear, actionable feedback that strengthens Monzo’s control environment and supports fair customer outcomes.
  • Supporting the delivery of the Compliance Assurance Plan through effective oversight and challenge of first line activities.
  • Producing high-quality reports, management information and recommendations for stakeholders across the business.
  • Tracking and validating remediation actions arising from assurance reviews to ensure effective resolution.
  • Supporting compliance risk assessments, assurance planning and the continuous development of assurance methodologies.
  • Helping build a positive culture around regulation, compliance and continuous improvement through training, collaboration and innovation.

🤩 We’d love to hear from you if…

  • You have experience working within compliance, assurance or audit in a regulated financial services environment.
  • You have a good understanding of FCA regulations and guidance, including areas such as Consumer Duty, Vulnerable Customers and key conduct requirements.
  • You can analyse complex information and translate findings into clear, practical recommendations.
  • You understand the role of risk and compliance functions and how they support strong customer and business outcomes.
  • You’re organised, proactive and comfortable managing competing priorities in a fast-paced environment.
  • You build strong relationships with a wide range of stakeholders and communicate effectively at all levels.
  • You’re excited by the opportunity to shape the future of banking and see compliance as a key enabler of sustainable growth.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you!

🙌What’s in it for you

  • 💰£44,600 - £56,450 + Incentive Awards tied to your performance ➕ benefits.
  • 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).
  • ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.
  • 📚£1,000 learning budget each year to use on books, training courses and conferences.
  • 🏡We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup.
  • ➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 4 key steps

  • Application
  • Recruiter call
  • Role specific/technical interview 
  • Values/behavioural interview

🤖 We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

We’ll close this role once we have enough applications for the next stage, so please apply as soon as you can - we don’t want you to miss out!"

LinkedIn Tags: #LI-JK1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

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Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow. 

Making Monzo work for everyone starts right at the beginning of every Monzonaut's journey: when they apply to work here. This demographic survey will help us better understand the people who apply to work at Monzo. It'll help us see how different groups progress through our hiring process, and where we need to make improvements to be more inclusive. If you choose to fill it out, all of the information you give us is:

  • Voluntary. And we've included a "prefer not to say" option for every question. It'd be helpful if you still fill out the survey even if you choose "prefer not to say" for every question, as it's useful for us to understand & record this. We won't know if you choose to fill this survey in or not.
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For more information on how we'll use this data, please read our candidate privacy notice.

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