Enterprise Risk Manager

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London or UK Remote | 💰£71,400 - £90,000 | Incentive Awards tied to your performance + Benefits ✨

Our Enterprise Risk team ⭐

Our Enterprise Risk team helps Monzo grow safely by making sure we have the right risk frameworks, reporting and governance in place across the bank. Working as part of our second line of defence, you'll partner closely with colleagues across the Office of the CRO, Group Risk and teams throughout Monzo to deliver clear, insightful risk reporting and support effective enterprise risk management. This is a highly collaborative role with real visibility across the organisation, giving you the opportunity to shape how risk information is used to support better decision making.

🔑 You'll play a key role by...

• Designing and maintaining easy to understand, easy to operate risk reporting processes for Monzo Bank Limited, ensuring all reporting satisfies Group requirements.
• Developing risk reporting processes alongside the Group Risk Reporting team that are fit for purpose, flexible, future-proofed where possible and provide meaningful business intelligence for both first and second line teams.
• Understanding and analysing risk data to produce insightful reporting for senior stakeholders, including committee reporting where appropriate.
• Producing Monzo Bank Limited Combined Assurance Plan (CAP) papers.
• Supporting the operation and embedding of the Enterprise Risk Management Framework (ERMF) across Monzo Bank Limited, ensuring consistent, proportionate application and effectiveness.
• Working collaboratively with the Group Risk team to ensure the Group Risk Taxonomy remains fit for purpose and reflects Monzo Bank Limited's risk profile.
• Supporting the smooth operation of the Monzo Bank Limited Enterprise Risk & Compliance Committee, including oversight of committee governance, production of minutes, action tracking and annual Committee Effectiveness Reviews and Terms of Reference updates.
• Supporting the Group Risk Culture agenda and assisting with annual and mid-year risk culture updates for Monzo Bank Limited.

🤩 We'd love to hear from you if…

• You have experience in risk reporting and risk data management, and know what good looks like.
• You're confident managing stakeholders at all levels and can build effective working relationships across both first and second lines of defence.
• You're experienced at prioritising work at both a tactical and strategic level.
• You have experience designing and delivering strategic risk initiatives, including risk change.
• You're an excellent written and verbal communicator and can communicate clearly in line with Monzo's Tone of Voice.
• You're a role model for our values and behaviours.

Not ticking every box? That's totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we're dedicated to creating a diverse and welcoming team. If you're passionate about this role and keen to learn and grow with us, we encourage you to apply, even if you don't have everything that's listed just yet. Drop us your application, we'd love to hear from you!

🙌 What's in it for you

💰 £71,400 - £90,000 ➕ Incentive Awards tied to your performance.

📍This role can be based in our London office, but we're open to distributed working within the UK with occasional travel to London.

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We'll set you up to work from home. All employees receive a MacBook, and fully remote workers receive additional support for their home office setup.

➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 3 key steps

• Recruiter Call
• Initial Call with Hiring Manager
• Two Loop stage interviews

This process should take around 4-6 weeks - your schedule is really important to us, so we promise to be as flexible as possible! 

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.  

We’ll close this role once we have enough applications for the next stage, so please apply as soon as you can - we don’t want you to miss out!

#LI-TK1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊