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Loan Officer

Remote - United States

Are you competitive, driven, and ready to take on a challenge in remote sales that could change your career?

Neighbors Bank, a leading innovator in the mortgage industry, is looking for individuals that thrive on challenges, adapt quickly to change, and want to earn uncapped commissions based on performance.

No mortgage experience? No problem. We value drive, resilience, and a hunger to learn. Your potential isn't limited by your background – it's powered by your ambition. We provide the training, tools, and support to help you succeed in this fully remote sales role.

Our thriving remote culture isn't just a perk – it's a reflection of how we see the future of work. We want to empower incredible people to do great work wherever they are, while enabling flexibility.

You’ll play a vital role in helping clients achieve the dream of homeownership by fulfilling our vision of changing the way mortgages are done – by making homeownership more affordable, accessible, and achievable.

What Makes This Role Exciting?

  • Big Rewards for Top Performers: Competitive, uncapped commissions and bonuses await those who excel.
  • No Loan Officer experience? That’s not a deal-breaker—it’s a requirement! Seriously—if you’ve worked as a Loan Officer before, we’re not the right fit for you. But if you haven’t and you’re ambitious, driven, and ready to dive into something new, then keep reading!
  • Be Part of Something Bigger: Join a fast-growing team with a thriving, award-winning culture that’s been recognized as a Top Workplace in the Financial Services industry.
  • Comprehensive Benefits: Including health and dental coverage, a wellness program, 401(k) matching, PTO, paid holidays, and more.
  • Problem Solvers Wanted: This role is ideal for individuals who thrive on tackling challenges and finding innovative solutions.

Your Journey at Neighbors Bank

Most Loan Officers earn $70,000–$90,000 annually, with top performers exceeding $100,000. There is a comprehensive program provided to support you in reaching your income goals, which starts with a 3-to-4-month training and origination program.

During the first 3–4 months, you’ll focus on learning the ropes for loan origination and gain hands-on experience in the mortgage industry while sharpening your sales skills (since we require no Loan Officer experience for this role, all new team member will go through this training). Compensation during the training and origination phase includes $20 per hour along with performance-based bonuses.

Upon meeting clearly defined performance goals, you’ll be eligible to begin earning the standard Loan Officer compensation package, which includes:

  • $60,000 base salary
  • Uncapped bonuses
  • $5,500 one-time promotion bonus

Our People and Culture are our greatest strengths. That’s why finding incredible people who are a great culture fit is so important. We’re seeking individuals who:

  1. Can be passionate about their job and have fun doing it.
  2. Will deliver results with integrity.
  3. Enjoy finding ways to enhance the lives of others every day.

Your Role as a Loan Officer

Loan Officers play a key role in guiding clients through the home loan process. These are clients that reach out to Neighbors Bank for support, so there is no cold calling required.

Key Responsibilities:

  • Educate borrowers on the loan process and identify financing options.
  • Analyze credit, income, and assets to prequalify or deny applications.
  • Structure loans, issue pre-approvals, and manage the process through closing.
  • Provide clear, ongoing communication with borrowers and their real estate agent.
  • Secure documentation and ensure all stages of the loan process are completed efficiently.
  • Perform other duties as assigned.

Are You the One?

The ideal candidate is competitive, adaptable, and excels in a results-driven environment. Here’s what makes a great fit:

  • Thrives Remotely: Comfortable working from home and staying self-motivated.
  • Adaptable: Flexible and ready to embrace change.
  • Detail-Oriented: Pays attention to the small things that make a big difference.
  • Customer-Focused: Exceptional communication and service skills.
  • Driven: Passionate, with an unmatched work ethic.
  • Fast Learner: College degrees are not required, but being quick on your feet is essential.

Where We’re Hiring

We’re actively hiring in the following states: AL, AZ, AR, FL, ID, IA, KS, MS, MO, MT, SC, TX, UT, and VA.

When Will New Hires Start?

The next (fully remote) Loan Officer training class will begin on March 5, 2025.

Why Neighbors Bank?

Neighbors Bank is more than just a workplace—it’s a community. Our mission is to enhance lives, and we’re passionate about doing that through innovative solutions and a culture of collaboration and excellence. If you’re ready to join a team where your contributions truly matter, we’d love to hear from you!

The People and the Culture are Neighbors Bank’s greatest strengths. We seek individuals who are passionate about their job, deliver results with integrity, and enjoy enhancing the lives of others every day.

Neighbors Bank’s recognition as being a Top Workplace in Financial Services: Top Workplaces.

Neighbors Bank is proud to be an Equal Opportunity Employer committed to creating a diverse and inclusive workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.

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