Cash Accountant

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.

Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, “Top Companies to work for in Arizona” and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.

About the Role:
We are seeking a detail-oriented and highly organized Cash Accountant to join our finance team. The Cash Accountant will be responsible for the day-to-day management of the company's cash accounting, ensuring accurate and timely cash reporting, and maintaining strong internal controls. This position is based in our San Francisco office in a hybrid capacity.

What You’ll Do: 

• Record cash receipts and disbursements in the general ledger, ensuring accurate tracking of cash transactions.
• Perform daily bank reconciliations, investigate discrepancies, and resolve outstanding items promptly.
• Maintain and enhance internal controls over cash transactions to mitigate risk and ensure compliance.
• Assist with internal and external audits related to cash and cash equivalents.
• Identify and implement process improvements to increase efficiency and accuracy within the cash management function.
• If applicable, assist with accounting and reporting for lending activities, including loan disbursements, repayments, and interest calculations.

What We Look For:

• Bachelor's Degree in Accounting, Finance, or a related field.
• 3+ years of experience in cash management or a similar accounting role.
• Strong attention to detail, excellent analytical and problem-solving skills, proficiency in Excel and accounting software.
• Familiarity with lending accounting principles and practices is a plus.
• Excellent written and verbal communication skills.
• Ability to work effectively in a team environment and collaborate with other departments.

What We Offer You: 

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental and vision insurance 
• Flexible PTO
• Opportunities for professional growth and development  
• Paid parental leave
• Health & wellness initiatives

The compensation range of this position in San Francisco, CA is USD $70,000-$85,000 annually plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience.

#BI-Hybrid #LI-Hybrid

For California residents: Upgrade's California Notice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.