Head of Product, Savings

ABOUT TIDE

At Tide, we are building a business management  platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2,000 employees.

Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

ABOUT THE ROLE

We are seeking a strategic, commercially driven Head of Product to lead Tide’s Savings capability within Wealth Services. You will own and scale our savings proposition for SMEs and sole traders, set the vision and roadmap, and balance short-term growth with long-term scalability.

You will work closely with engineering, design, data, compliance, and commercial teams to deliver high-impact features, while leading a small product team and being accountable for commercial and product success metrics.

As Head of Product in Savings you will:

• Own the product strategy and roadmap for savings accounts and related Wealth Services for SMEs and sole traders.
• Lead the full product lifecycle — discovery, delivery, launch, and optimisation — across web, app, and partner channels.
• Manage and grow a small product team, mentoring and recruiting as the portfolio scales.
• Define and deliver against key commercial and product metrics (deposits, activation, retention, AUM, cross-sell).
• Partner with engineering, design, data, compliance, finance, operations, and commercial teams to deliver compliant, high-quality features.
• Build and run a test-and-learn programme (A/B, MVT, experiments) to inform prioritisation and improve journeys.
• Use analytics to segment customers, track performance, and present actionable insights to stakeholders.
• Optimise customer journeys and cross-sell strategies to drive adoption and lifetime value.
• Oversee go-to-market planning, pricing, and relevant commercial partnerships.
• Continuously identify and implement product and process improvements, balancing innovation with regulatory and operational needs.

WHAT WE ARE LOOKING FOR

• 10+ years in product management, with 3+ years in savings, deposits, or wealth products.
• Proven track record launching and scaling savings accounts or similar products.
• Experience leading product teams and managing end-to-end delivery.
• Strong commercial ownership, including roadmap, P&L, and pricing strategy.
• Deep understanding of deposit mechanics, interest modelling, partner integrations, and UK regulatory frameworks.
• Skilled in defining success metrics, running experiments, and applying data-driven decision-making.
• Excellent stakeholder management and communication skills.
• Experience working with banking partners, vendors, and in fast-paced fintech environments.
• Pragmatic, delivery-focused, adaptable, and detail-oriented.

WHAT YOU’LL GET IN RETURN

Our location-specific employee benefits are designed to cater to the unique needs of Tideans: 

• Flexible working options
• Share options 
• Group Life Insurance 
• Vitality Health Insurance, with a proactive focus on mental and physical wellbeing
• 25 days holiday with the ability to buy extra days
• 3 days for L&D or volunteering time off per year
• We invest in your development with a £1,000 professional L&D budget per year
• Access to ‘salary sacrifice’ benefits such as Cycle to Work scheme and pension contribution
• Spacious brand-new office near Old Street with an all-day snacks bar
• Enhanced family-friendly leave
• Sabbatical leave

TIDEAN WAYS OF WORKING

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. 

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. #LI-AC1 #LI-Remote

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. 

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.