Head of Business Risk

At Aspire, we’re more than just a FinTech company—we’re the leading all-in-one financial operating system built to empower the world’s innovators and entrepreneurs. We are on a mission to reinvent business finance, empowering startups and businesses to realise their full potential.

Founded in 2018, Aspire has raised over USD 300M+ across equity and debt from world-class investors. In 2023, we successfully closed an oversubscribed USD 100 million Series C equity round led by Sequoia Capital and Lightspeed Ventures with participation of Tencent, Paypal Ventures, LGT Capital Partners, Picus Capital and MassMutual Ventures. To power our solutions, we have partnered with some of the best companies in the world such as Visa and Wise and empowered more than 50,000 businesses using our suite of products.

Aspire has consistently been recognized for excellence, earning Best Employer and Startup of the Year by the Asia FinTech Awards in 2022 and 2023, ranked as LinkedIn’s Top Startup in Singapore, and listed on CB Insights’ Top 100 Global Fintech in 2023 and 2024.

You will be amazed by the energy and experience of our team! Aspire serves as an environment for you to innovate and drive change with our team of ex-entrepreneurs, ex-founders, and high-achievers with international and diverse backgrounds.

Are you a top talent who is passionate about entrepreneurship? Join our rapidly growing team to make an impact in the fintech space! 

About the Role

You are responsible to build, maintain, & operationalize Aspire’s risk management framework for our shared services operations. You have a dual reporting line to the COO & Head of Compliance.

• Design and implement robust business and operational systems and processes to ensure that risk management scales effectively with Aspire’s evolving needs
• Build & maintain catalogue of services offered
• Build repository of SOPs & ensure they are maintained by the operational owners
• Oversee Quality Control framework & advise teams
• Prepare and present comprehensive operational risk reports to the leadership, highlighting risk factors areas of improvements to support strategic decision-making, both at group & country level
• Monitor vendor performance & due diligence
• Coordinate and manage remediation of audit deficiencies, do root cause analysis on audit and compliance findings, and propose improvements in Aspire’s risk governance
• Closely work with 1LoD leaders (Customer Experience, FinCrime, Payments, Onboarding, …) and 2LoD leaders to ensure risk policies are properly implemented and managed under the 1LoD

Minimum Qualifications

• You have done it before - 8+ years experience, with experience in 1LoD risk & fintech. You understand all aspects of financial services, including payments, financial crime, customer operations
• You can build a strategy and execute it - You can design a strategy, turn it into an action plan and execute it, hands on & without supervision, rallying other leaders to your cause
• You have strong communication & project management skills - You are used to communicating with senior executives, as well as with on-the-ground teams. Your communication is clear, structured, and concise. You know how to project manage large projects with a lot of dependencies

What we offer

• Uncapped flexible annual leave.
• Hybrid work arrangement. 
• Training subsidy for your professional growth.
• Wellness benefit.
• Team bonding budget to foster collaboration and sense of belonging.
• Flexibility to work from anywhere (for up to 90 days per annum).
• Culture is Key: We always strive to cultivate a special culture that brings special talents together - You can learn more about our culture on our careers site and LinkedIn Life page.
  

Equal Opportunity Statement 

Aspire is an equal opportunity employer and is committed to providing equal employment opportunities to all qualified individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected characteristic as outlined by applicable laws. 

Please note: by submitting your application, you acknowledge that you have read and understood Aspire’s Data Protection Policy for Employees, Freelancers, Contractors and Job Applicants (the “Policy”), and consent to the collection, use and disclosure of your personal data by Aspire for the purposes set out in the Policy. You may withdraw consent for such collection, use and disclosure, and make an access or correction request in respect of your personal data, in accordance with the Policy by emailing people@aspireapp.com.