Periodic Review Associate Manager

At Aspire, we’re more than just a FinTech company—we’re the leading all-in-one financial operating system built to empower the world’s innovators and entrepreneurs. We are on a mission to reinvent business finance, empowering startups and businesses to realise their full potential.

Founded in 2018, Aspire has raised over USD 300M+ across equity and debt from world-class investors. In 2023, we successfully closed an oversubscribed USD 100 million Series C equity round led by Sequoia Capital and Lightspeed Ventures with participation of Tencent, Paypal Ventures, LGT Capital Partners, Picus Capital and MassMutual Ventures. To power our solutions, we have partnered with some of the best companies in the world such as Visa and Wise and empowered more than 50,000 businesses using our suite of products.

Aspire has consistently been recognized for excellence, earning Best Employer and Startup of the Year by the Asia FinTech Awards in 2022 and 2023, ranked as LinkedIn’s Top Startup in Singapore, and listed on CB Insights’ Top 100 Global Fintech in 2023 and 2024.

You will be amazed by the energy and experience of our team! Aspire serves as an environment for you to innovate and drive change with our team of ex-entrepreneurs, ex-founders, and high-achievers with international and diverse backgrounds.

Are you a top talent who is passionate about entrepreneurship? Join our rapidly growing team to make an impact in the fintech space! 

About the team:

At Aspire, we are committed to empowering our customers throughout their journey with us. Our Operations Team ensures customers can operate seamlessly on our platform, and guarantee the best customer experience possible.

About the role

As a FinCrime Associate Manager, Periodic Review, you will be responsible for overseeing periodic reviews of client accounts, ensuring compliance with regulatory requirements, and mitigating financial crime risks. You will lead a team of analysts, provide strategic insights, and drive process improvements to enhance the efficiency and effectiveness of our financial crime risk management framework.

Key Responsibilities:

• Lead and manage the periodic review team, ensuring the timely and thorough review of client accounts in accordance with internal policies and regulatory guidelines.
• Oversee a team of 7-8 analysts, tracking key operational performance metrics such as review completion rates, quality assurance scores, turnaround times, and efficiency benchmarks.
• Identify underperformance trends and develop structured improvement plans, including coaching, upskilling, and performance management initiatives.
• Design and enhance the periodic review process by balancing compliance requirements with operational efficiency.
• Provide strategic recommendations to strengthen controls and mitigate risks related to money laundering, fraud, and other financial crimes.
• Collaborate with internal stakeholders (e.g., KYC, Transaction Monitoring, Compliance) to enhance data collection, risk assessment, and reporting processes.
• Ensure that periodic review processes align with industry best practices and global regulatory standards (e.g., AML, CFT, KYC requirements).
• Identify trends and emerging risks in financial crime and provide insights to senior management for proactive risk management.
• Develop and implement AI and automation strategies within the periodic review process to improve efficiency and accuracy.
• Train and mentor a team of analysts, fostering a culture of continuous learning and development.

Qualifications & Experience:

• 7-8years of relevant experience in financial crime compliance, AML, KYC, risk management, or related fields within the financial services or fintech industry.
• Strong knowledge of AML/CFT regulations, financial crime typologies, and risk assessment methodologies.
• Experience in managing periodic reviews, enhanced due diligence (EDD), or transaction monitoring processes.
• Proven leadership skills with experience in managing teams and driving performance.
• Excellent analytical and problem-solving abilities, with strong attention to detail.
• Strong communication and stakeholder management skills, with the ability to present findings and recommendations clearly.
• Proficiency in compliance-related tools, transaction monitoring systems, and data analytics.
• Ability to work in a fast-paced, dynamic environment and adapt to evolving regulatory landscapes.

Preferred Qualifications:

• Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) or equivalent.
• Experience in fintech, digital banking, or financial services industry.
• Familiarity with global AML regulations and industry best practices.

What we offer

• Uncapped flexible annual leave.
• Hybrid work arrangement. 
• Training subsidy for your professional growth.
• Wellness benefit.
• Team bonding budget to foster collaboration and sense of belonging.
• Flexibility to work from anywhere (for up to 90 days per annum).
• Culture is Key: We always strive to cultivate a special culture that brings special talents together - You can learn more about our culture on our careers site and LinkedIn Life page.
  

Equal Opportunity Statement 

Aspire is an equal opportunity employer and is committed to providing equal employment opportunities to all qualified individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected characteristic as outlined by applicable laws. 

Please note: by submitting your application, you acknowledge that you have read and understood Aspire’s Data Protection Policy for Employees, Freelancers, Contractors and Job Applicants (the “Policy”), and consent to the collection, use and disclosure of your personal data by Aspire for the purposes set out in the Policy. You may withdraw consent for such collection, use and disclosure, and make an access or correction request in respect of your personal data, in accordance with the Policy by emailing people@aspireapp.com.