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Compliance Lead (Hybrid)

Chicago, IL

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

#LI-Hybrid #BI-Hybrid

Reports to: 

Head of Systems Controls - Compliance

About the role:

The Compliance Lead plays a key role in enhancing and overseeing Enova’s internal control frameworks. This individual works closely with first line (or business) teams to ensure that controls are robust, effective, and aligned with regulatory requirements, while also assessing and monitoring control performance, providing strategic recommendations, and leading training initiatives to upskill teams and stakeholders on preventative and detective controls.

Responsibilities:

  • Develop and enhance control frameworks, standards, and resources focused on effective control design and regulatory compliance.
  • Advise business and operations teams on control design and improvements to mitigate risks and meet standards.
  • Evaluate current controls for effectiveness, identify gaps, and provide actionable recommendations.
  • Design and implement control monitoring, testing, and reporting processes to track performance and detect issues early.
  • Lead training and development initiatives to educate teams on control frameworks and best practices.

Requirements:

  • Minimum 5 years of experience in technology, compliance, or analytics, with proven leadership in technical change management within regulated environments.
  • Knowledge of U.S. consumer financial regulations such as UDAAP, MLA, FCRA, Reg B, Reg E, and Reg Z.
  • Strong analytical skills for data and process analysis, paired with proficiency in data reporting and visualization tools to create impactful reports and recommendations.
  • Excellent communication skills, capable of conveying complex concepts to varied audiences effectively.
  • Self-motivated, adaptable, collaborative, and able to thrive in dynamic settings while being proactive in learning new technologies and skills.
  • Familiarity with software development lifecycles, observability practices, and change management processes; operational knowledge of Postgresql, Ruby, Go, and/or Java preferred.

Benefits & Perks:

  • Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day…Plus so much more!

About Enova

Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions. 

Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture here

It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.

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U.S. Standard Demographic Questions

Enova’s policy is to provide Equal Employment Opportunity for all individuals and not discriminate in employment decisions, by placing the most qualified person in each job.

You are being given the opportunity to voluntarily and anonymously provide the following information order to help us track the progress of our efforts to incorporate diversity in our recruiting practices.  Your responses to the questions below, or your decision not to respond to some or all of questions, will be aggregated and anonymous and used for reporting purposes, and will not be: 1) considered in any manner for purposes of evaluating your application for employment, your eligibility for an interview, or in the decision to offer you and employment opportunity with Enova or 2) shared with the individual or individuals making any selection decision.

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