Senior Portfolio Analyst

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Are you actively looking for a new opportunity? Or just checking the market? Well… you might just be in the right place! 

We’re looking for a Senior Portfolio Analyst to join our Financial Services team. You will play a crucial role in leveraging data-driven insights to enhance business strategies, drive innovation, and optimize decision-making

What you’ll be doing:

The primary responsibilities for this position include analyzing complex credit and lending data, developing strategies to mitigate losses, and providing actionable insights to support growth, risk management, and regulatory compliance. You will collaborate with cross-functional teams to deliver solutions that strengthen our capital lending product and meaningfully contribute to the organization’s long-term success.

Data Analysis and Modeling

• Conduct extensive data analysis using statistical and machine learning techniques to identify patterns, trends, and relationships within datasets.
• Develop predictive and prescriptive models to forecast market trends, fraud, delinquency, customer behavior, and other critical business metrics.
• Utilize various data sources and data preprocessing techniques to ensure data quality and integrity.

Business Strategy and Insights

• Collaborate with business leaders to understand their challenges and goals, providing data-driven insights and recommendations that drive strategic decision-making.
• Identify opportunities to leverage data to improve product offerings, customer experience, and operational efficiency.
• Deliver machine learning models for use cases that have high impact on real world business applications and fundamentally change business processes.

Machine Learning and AI Solutions:

• Design, develop, implement and maintain cutting-edge machine learning algorithms and AI solutions to optimize business processes, risk assessment, fraud detection, and portfolio management.
• Explore and experiment with state-of-the-art machine learning techniques to improve accuracy and efficiency in financial analysis.

Performance Monitoring and Communication

• Create clear and concise data visualizations and reports to communicate complex findings to both technical and non-technical stakeholders.
• Translate analytical results into actionable business insights and present findings to senior management in a compelling and easily understandable manner.

What you need to bring:

We’re a team of 5 people located in North America. This group is in hyper-growth mode, seeking an experienced professional who can bring this business to the next level, assisting with yield optimization, financial risk strategies, and market expansion.

We're looking for a candidate who has experience with the following:

• Proven experience as an Analyst, preferably in the financial services sector, with a track record of successful project delivery and business impact.
• Experience in risk modeling software and tools (e.g., SAS, R, Python, Matlab) and machine learning using libraries such as NumPy, Pandas and scikit-learn.
• Solid understanding and practical experience with machine learning algorithms, statistical modeling, and data mining techniques (bonus points for experience with ML engineering and/or operations in a production setting).
• Familiarity with cloud platforms (we use GCP) for scalable data processing and analysis, as well as, for machine learning model development and deployment.
• Strong knowledge of databases and SQL for data retrieval and manipulation.
• Experience with data visualization tools like Looker, Tableau or Power BI to create insightful reports and dashboards.
• Excellent problem-solving skills, analytical thinking, and the ability to thrive in a fast-paced, results-oriented environment.
• Effective communication and presentation skills, with the ability to communicate complex technical concepts to non-technical audiences.
• A Master's or Ph.D. degree in a quantitative field such as Data Science, Statistics, Computer Science, or Mathematics is nice to have.

We know that people are more than what’s on their CV. If you’re unsure that you have the right profile for the role... hit the ‘Apply’ button and give it a try!

Be a changemaker

You’ll enjoy:

• A flexible work environment that empowers you to do your best work
• A culture that celebrates performance
• The chance to make an impact in a team that’s big enough for career growth, but lean enough to make your voice heard
• Career-defining opportunities

Plus benefits designed to keep you happy, healthy and fulfilled.

• Flexible paid time off and remote work policies 
• Equity options, because this is your company too
• Contributions to your pension plan. Your future matters
• Training opportunities to grow your skills and career
• Health and wellness credit so you feel your best
• Time off to volunteer and give back to your community
• Interest groups, employee led networks, social committees to sponsored sports teams
• Computer purchase program to get your personal Macbook
• Enhanced parental leave to support growing families
• Etc… 

Fuel your growth. Find your people.

At Lightspeed, your growth is our priority. We invest in you with continuous learning opportunities, global mobility and benefits designed to support you—all within a driven, diverse and inclusive team that’s passionate about empowering our communities

At Lightspeed, we carefully consider a wide range of factors when determining compensation, including your skillset, qualifications, experience, and market data. These considerations can cause your compensation to vary. We reasonably expect the base salary for this position to be in the range of $75,000 to $101,000 USD, depending on the candidate’s location. Additionally, this role may be eligible for discretionary short-term and long-term incentives. Lightspeed also provides a variety of employee benefits including, but not limited to, medical, dental, wellness, life and disability insurance, 401K plan and match, paid parental leave top-up, and paid time off. 

Please note that this salary information is solely for candidates hired to perform work within the United States, and refers to the amount Lightspeed is willing to pay at the time of this posting, which may vary depending on the candidate’s actual location. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

To all recruitment agencies: Lightspeed does not accept unsolicited agency resumes. If we have not directly engaged your company in writing to supply candidates for a specific vacancy, Lightspeed will not be responsible for any fees related to unsolicited resumes.

Lightspeed is a proud equal opportunity employer and we are committed to creating an inclusive and barrier-free workplace. Lightspeed welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Where to from here?
Obviously, this has to be mutually beneficial: we want you to step into a role you love, and we want to offer you a place you’re proud to come to every day. For a glimpse into our world check out our career page here.

Lightspeed is building communities through commerce, and we need people from all backgrounds and lived experiences to do that. We were founded in 2005, in Montreal’s gay village and our original members were all part of the LGBTQ+ community. The ethos of our business has been about inclusion from the very beginning, and we strive to provide a workplace where everyone belongs.

Who we are:
Powering the businesses that are the backbone of the global economy, Lightspeed's one-stop commerce platform helps merchants innovate to simplify, scale, and provide exceptional customer experiences. Our cloud commerce solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financial solutions, and connection to supplier networks.