Sr Product Manager, Instant Pay

Pismo is a techfin providing a cutting-edge processing platform for card issuing, digital accounts, wallets, merchant management, and other next-gen payment solutions. We currently process millions of accounts for fintechs and large banks worldwide, from Latam and expanding into European and Asian markets, who launch next generation products using Pismo’s resilient and innovative infrastructure.Pismo’s growing list of innovative offerings include:

• Card Issuing: A fully featured platform for Visa, Mastercard, or private level issuing of credit and prepaid cards. Pismo’s platform allows its customers to control everything from client acquisition to account management.
• Digital Banking & Wallets: Pismo provides a transaction banking core for modern digital banking experiences, from easy client acquisition to enriched cash-in / cash-out operations and internal transfers / P2P transactions.
• Seller Management: From the onboarding to the daily management of each seller, Pismo’s platform runs a workflow process with pertinent settlement and commercial parameters for each transaction, such as MDR, clearing rules, settlement requirements, and days to pay.

Summary 

The Product Manager will work on the Instant Pay squad, composed by several product and engineering people focused on developing integrations for different countries and regions around the world.

What you'll do

• Develop and execute the product strategy for Instant Payments in Australia, leading the mapping and integrations for the evolution of the Pismo platform to support multiple use cases in the region, mainly those focused on NPP and other related payment systems, domestically and internationally.
• Support the development of the expansion strategy for countries and regions that are part of our global expansion plan.
• Support Pismo teams and the partnership team in finding the most suitable partners and providers for the products to be enabled, ensuring efficient integrations with payment and financial services providers.
• Ensure evolution of products and features, supporting current and new clients, as well as monitoring industry standards, market trends and tech innovations. Mapping needs, insights and feedback from our clients, prospects and market.
• As Product Manager, together with other Instant Payments Product Managers, support the squad's product vision, developing the product roadmap, aiming the delivery of value to clients (current and future) and to Pismo Strategy.
• Evaluate and discuss, together with engineering and business areas, potential approaches for implementing the product roadmap: build, partner, buy.
• Structuring and improving product solutions throughout their entire life cycle, from their conception to the evolution of the service, from a technical and business perspective.
• Manage and prioritize the product backlog, together with other Instant Payments Product Managers, using appropriate criteria for recommendations and decisions about priorities and team allocation in developments.
• Work together with engineering, discussing products and prioritization, based on agile methods to deliver value in a continuous and increasing way.
• Cooperate and work together with other teams to develop “cross squad” solutions with dependencies and greater scale.
• Ensure product scalability, including non-functional aspects such as: integrity, resilience and scalability; together with the engineering team

Minimum Qualification 

• Experience in managing financial and payment products, mainly related to Real Time and Instant Payments, understanding the mechanisms established in transactions from a technical and financial perspective.
• Understanding the financial flow of Real Time and Instant Payments transactions, including the cash-in and cash-out process, considering different paths of financial movement, as well as mechanism such as settlement and reconciliation.
• Strategic thinking, recommending and leading the perspectives of product and platform evolution, based on benchmarking, insights and feedback to structure the evolution of services, aiming to grow the client base and profitability.
• Knowledge and experience in specific markets, mainly B2B financial services and banking, understanding the dynamics of operations and financials of banking business in the market and the services usually provided in this context.
• Hands-on product management with excellence in activities involving ceremonies and product documentation, related to specification, story writing process and documentation to support internal and external clients
• Experience monitoring regulatory aspects and market rules that are established in these key markets, understanding possible needs for adjustments to services and prioritizing demands according to appropriate criteria.
  ● Proficiency in product management, with consolidated experience in discovery and solution delivery processes in complex and scalable contexts.
• Experience in managing financial technology products, mainly considering microservices, involving APIs and modular services in Cloud Computing Environment.
• Experience in managing platform products, focused on back-end and focusing on integrations with internal and external systems.
• Understanding of solution architecture approaches in a technology environment, mainly considering multiple domains and integrations.
• Experience with project management and use of tools such as JIRA and Confluence.

Core Benefits

• Remote work
• Flexible hours
• Remote work financial support
• Health and Wellbeing
• Life Insurance
• Medical and Dental
• Assistance Employee childcare benefit: daycare
• Day off (Birthday)
• Performance Incentive Plan 

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Pismo is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. Pismo does not make hiring or employment decisions on the basis of race, color, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. Pismo also strives for a healthy and safe workplace and strictly prohibits harassment of any kind.