Analyst, Operational Accounting

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $31 billion in affordable and responsible credit to our 5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.

Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, “Top Companies to work for in Arizona” and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1600 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.

About the Role:

Our Finance team drives financial accuracy and strategic insights across the company, ensuring informed decision-making and operational excellence. As an Operational Accounting Analyst, you will perform precise and timely accounting tasks critical to maintaining our financial integrity and supporting business objectives. Collaborating across departments, you will deliver high-quality outputs that contribute to our mission of operational efficiency and financial excellence. This would be a hybrid position in our San Francisco HQ Office on Tuesdays and Thursdays.

What You’ll Do: 

• Prepare journal entries for cash transactions, ensuring accuracy and compliance with accounting standards.
• Perform monthly accruals for operating expenses in collaboration with departments to capture financial obligations promptly.
• Record and manage corporate credit card expenses, ensuring adherence to company policies and timely reconciliation.
• Manage monthly amortization of prepaid expenses and fixed assets.
• Maintain and update monthly financial packages supporting schedules.
• Assist in general ledger reconciliations and support audit requests.

What We Look For:

• 1-3 years of relevant operational accounting experience.
• Team-player with excellent interpersonal skills, adept at collaborating with accounting, business, and management teams.
• Effective written and verbal communication skills.
• Attention to detail in performing accounting tasks and ensuring accuracy.
• Ability to adapt quickly to changing environments and proactive approach to problem-solving.
• Strong knowledge of US GAAP.

Nice to Have:

• Proficiency in Excel and accounting software/ERP; experience with Netsuite, Brex, FloQast is a plus.

What We Offer You: 

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental and vision insurance 
• Flexible PTO
• Opportunities for professional growth and development  
• Paid parental leave
• Health & wellness initiatives

The compensation range of this position in San Francisco, CA is USD $70,000 - $85,000 annually plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience.

#BI-Hybrid #LI-Hybrid

For California residents: Upgrade's California Notice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.