Associate Fraud Strategy Data Scientist

San Jose, California, United States

Innovate with purpose

 

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.

 

Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

 

At BILL, we listen, learn, and lead—fostering collaboration and a drive for continuous growth. We’re committed to building a diverse and inclusive workplace that values each person’s unique skills and experiences. Even if you don’t meet every requirement, we’d love to hear from you—you might be just what we’re looking for, whether in this role or another.

 

✨ Let’s give businesses more time for what matters.

Make your impact within a rapidly growing Fintech Company 

We are looking for a talented, enthusiastic and dedicated person to support BILL’s Fraud Risk Strategy team. The incumbent will be responsible for supporting key projects associated with fraud detection, risk analysis and loss mitigation at Bill.com. This position requires a person who has experience with performing analytics, refining risk strategies, and developing predictive algorithms preferably in the risk domain.

We’d love to chat if you have:

  • Maximum 2 years of experience in risk analytics, data analysis, and data science within relevant industry experience in eCommerce, online payments, user trust/risk/fraud, or investigation/product abuse.
  • Bachelor’s degree in Data Analytics, Data Science, Mathematics, Statistics, Data Mining or related field or equivalent practical experience
  • Experience using statistics and data science to solve complex business problems
  • Proficiency in SQL, Python, Excel including key data science libraries
  • Proficiency in data visualization including Tableau
  • Experience working with large datasets
  • Ability to clearly communicate complex results to technical experts, business partners, and executives including development of dashboards and visualizations, ie Tableau.
  • Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses, and action-oriented outcomes
  • Demonstrated analytical thinking through data-driven decisions, as well as the technical know-how, and ability to work with your team to make a big impact.
  • Desirable to have experience or aptitude solving problems related to risk using data science and analytics
  • Bonus: Experience with AWS, knowledge of fraud investigations, payment rule systems, working with ML teams, fraud typologies 

Key Job Functions

  • Design rules to detect/mitigate fraud
  • Develop python scripts and models that support strategies
  • Investigate novel/large cases
  • Identify root cause
  • Set strategy for different risk types
  • Work with product/engineering to improvement control capabilities
  • Develop and present strategies and guide execution

Expected Outcome in 6-12 months 

  • Work closely with team members and stakeholders to consult, design, develop, and manage fraud strategies and rules that not only solve emerging fraud trends but also provide a great experience to end customers. 
  • Collaborate with cross-functional stakeholders including product managers and engineering teams to deploy data-driven fraud solutions that operate at scale and in real time for end customers.
  • Make business recommendations to leadership and cross-functional teams with effective presentations of findings at multiple levels of stakeholders.
  • Utilize data analysis to design and implement fraud strategies
  • Development of dashboard and visualizations to track KPI of fraud strategies implemented

Preferred Skills

  • Data analytics and models
  • Rule development
  • Dashboard Creation
  • Project Management
  • Strong Communication

 

#LI

The estimated salary  range for this role is noted below for our San Jose based role.  Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range

$95,700 - $114,400 USD

What’s in it for you? 

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. 

Here is a preview of some of the amazing benefits here at BILL:

  • 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
  • HSA & FSA accounts 
  • Life Insurance, Long & Short-term disability coverage
  • Employee Assistance Program (EAP)
  • 11+ Observed holidays and wellness days and flexible time off 
  • Employee Stock Purchase Program with employee discounts
  • Wellness & Fitness initiatives
  • Employee recognition and referral programs
  • And much more

Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

BILL is an Equal Opportunity Employer that values diversity and inclusion. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com.

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.

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At BILL, we strive to be a workplace where inclusivity and authenticity matters. This extends to our hiring experience where we work to foster an experience in which all people feel they are equally respected and valued. 

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