Staff Software Engineer (BE) - International Payments

San Jose, California, United States

Innovate with purpose

 

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.

 

Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

 

At BILL, we listen, learn, and lead—fostering collaboration and a drive for continuous growth. We’re committed to building a diverse and inclusive workplace that values each person’s unique skills and experiences. Even if you don’t meet every requirement, we’d love to hear from you—you might be just what we’re looking for, whether in this role or another.

 

✨ Let’s give businesses more time for what matters.

Make your impact within a rapidly growing Fintech Company

Payments platform team at BILL is responsible for maintaining and enhancing the core payments engine that processes ACH, RPPS, Checks and International payments. This team enables the payment rails integrations with bank partners.  Platform currently processes ~200 billion in payments volume each year and is growing rapidly.  Responsible for payment processing across direct customers and bank partners. Payment Engineer will have an opportunity to re-architect the platform to accommodate the scaling needs and add capabilities to offer new products and services to our customers.

Payments Platform is core to what BILL does, this team transacted over ~200 billion dollars for our customers. Making it mission critical for these systems to be operating without any interruption.

We’d love to chat if you have:

  • At least 8 years of experience in designing and developing scalable enterprise level back end solutions in Java
  • Proven skills and Hands-on programming experience in Java, AWS, Python, SQL, multi-threading, DB schema design and data access technologies in a SaaS environment
  • Good understanding of microservice topologies and deployment patterns in the cloud and/or edge
  • Passion for software architecture, APIs and high performance extensible software.
  • Experience crafting and architecting distributed systems, concurrent programming, and coding data structures
  • Experience rolling out distributed, large-scale, low latency web applications
  • Experience with ACH, Check processing, cross border transaction and settlements. 
  • Previous experience designing ecosystems for Web applications & API Platforms
  • Understand security concepts and build reliable and safe distributed applications
  • Solid knowledge of applications performance improvement techniques and caching solutions
  • Experience working on low-latency and high availability systems 
  • Experience spearheading new product initiatives and support current business functions
  • Experience in more advanced or cutting-edge technologies (e.g., Kubernetes, Serverless Architectures, AI/ML frameworks, Advanced Cloud Services).
  • Experience in designing and implementing microservices architecture and containerization technologies like Docker.
  • Experience in complex problem-solving in large-scale distributed systems, performance optimization, and high-availability systems.

#LI

The estimated salary  range for this role is noted below for our San Jose based role.  Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range

$175,000 - $210,000 USD

What’s in it for you? 

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. 

Here is a preview of some of the amazing benefits here at BILL:

  • 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
  • HSA & FSA accounts 
  • Life Insurance, Long & Short-term disability coverage
  • Employee Assistance Program (EAP)
  • 11+ Observed holidays and wellness days and flexible time off 
  • Employee Stock Purchase Program with employee discounts
  • Wellness & Fitness initiatives
  • Employee recognition and referral programs
  • And much more

Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

BILL is an Equal Opportunity Employer that values diversity and inclusion. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com.

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Equal Employment Opportunity Information

At BILL, we strive to be a workplace where inclusivity and authenticity matters. This extends to our hiring experience where we work to foster an experience in which all people feel they are equally respected and valued. 

Completing this form is entirely voluntary and will be kept strictly confidential. Whatever your decision, data that you provide in this section will not be considered in the hiring process or thereafter. Individuals seeking employment at BILL are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, or sexual orientation.

For race and ethnicity definitions, as well as more information on veteran and disability status, please refer to this document.

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