Risk Portfolio Analyst

San Jose, California, United States

Innovate with purpose

 

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.

 

Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

 

At BILL, we listen, learn, and lead—fostering collaboration and a drive for continuous growth. We’re committed to building a diverse and inclusive workplace that values each person’s unique skills and experiences. Even if you don’t meet every requirement, we’d love to hear from you—you might be just what we’re looking for, whether in this role or another.

 

✨ Let’s give businesses more time for what matters.

Make your impact within a rapidly growing Fintech Company

The Portfolio Management Department orchestrates the execution and advancement of the strategic roadmap within the Risk Management division, emphasizing end-to-end ownership and harnessing data-driven insights. Collaborating seamlessly across all levels of the Risk team, including senior leadership, we spearhead transformative initiatives and meticulously oversee governance processes. As a vital member of the Portfolio team, you’ll champion the performance and analytics strategy for our fraud risk operations, foster robust partnerships with stakeholders, and champion innovation to help garner accurate and impactful insights.

In this role you will:

  • Design and implement KPI aligned with the organization goals to drive operational efficiency and business growth. Fully own specific area of the risk management portfolio, ensuring comprehensive understanding and optimization of performance within the domain.
  • Collaborate with cross-functional teams to align expectations and organization goal planning.
  • Create high quality advanced dashboards in Tableau and other visual tools to drive insights for project sponsors, teams, and broader leadership.
  • Use statistical techniques and data mining to uncover insights from extensive datasets, facilitating informed decision-making within the risk organization.
  • Facilitate outcomes by analyzing historical data, creating forecasting models, and identify early signal indicators for portfolio management.
  • Build and maintain SQL tables as the authoritative source of truth for the risk team, ensuring accuracy, integrity, and accessibility for cross-functional teams and streamlining reporting.

We’d love to chat if you have:

  • Bachelor's degree in Statistics, Sciences, Economics, Mathematics, Data Science, Business Analytics, or related technical field; Master’s preferred
  • 3+ years of experience in risk analytics, data analytics, or data science.
  • Strong analytical skills for solving complex problems, including using statistics and data science.
  • Proficiency in SQL and Excel, or python including key data science libraries, with experience working with large datasets.
  • Exceptional at developing and nurturing relationships with key internal stakeholders
  • Ability to communicate complex results clearly to technical experts, business partners, and executives, including developing Tableau dashboards and visualizations.
  • Comfortable navigating ambiguity and steering analytics projects toward clear business goals and actionable outcomes.
  • Experience in working at matrixed organizations with strong cross-functional collaboration 
  • Exceptional leadership and communication skills across all organizational levels, with a proactive approach to multitasking and problem-solving.
  • Thrives in fast-paced startup environments, adept at adapting to changing priorities.

Preferred Qualifications:

  • Experience in banking, e-commerce, or payments industries.
  • Knowledge of and experience with payment technologies and ecosystems.
  • Intermediate Python knowledge.
  • Experience in a high-growth technology company.

The estimated salary  range for this role is noted below for our San Jose based role.  Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range

$95,700 - $114,400 USD

What’s in it for you? 

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. 

Here is a preview of some of the amazing benefits here at BILL:

  • 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
  • HSA & FSA accounts 
  • Life Insurance, Long & Short-term disability coverage
  • Employee Assistance Program (EAP)
  • 11+ Observed holidays and wellness days and flexible time off 
  • Employee Stock Purchase Program with employee discounts
  • Wellness & Fitness initiatives
  • Employee recognition and referral programs
  • And much more

Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

BILL is an Equal Opportunity Employer that values diversity and inclusion. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com.

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At BILL, we strive to be a workplace where inclusivity and authenticity matters. This extends to our hiring experience where we work to foster an experience in which all people feel they are equally respected and valued. 

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