Job Application for Principal Product Manager, Card Issuing at Pismo

Pismo

Our mission at Pismo is to replace the outdated infrastructure that still powers the backend of most digital payments. We are a technology company known for our leading core banking and payment platform. Our platform provides cloud-native solutions for core banking and payments, paving the way for a new generation of more sophisticated payment solutions. We're looking for talented people to help us deliver cutting edge solutions to ensure our customers enjoy world class solutions. We started in Brazil and are now almost 500 people globally. Come and join the adventure.

Summary

The Product Specialist is not assigned to a particular squad. He/she works with different teams to design and deliver 'cross-squad" features. Will interact with the GPM and Product managers internationally.

What you'll do

Develop and implement our product strategy, working on initiatives that require deep knowledge of the US Financial Services Industry to drive our growth in this country. As a Product Specialist, you will collaborate closely with cross-functional teams, including product, engineering, sales, and compliance, to deliver cutting-edge solutions that meet the needs of the US financial ecosystem.

Main responsibilities

Leverage his/her expertise in US payment market on Credit Card issuing / Payments
Monitor market trends, regulatory framework changes and competitive landscape to identify and suggest improvements or new positioning of our products in the US.
Work closely with the sales team to understand customer requirements. Assist in product demonstrations, presentations, and RFP responses during pre-sales engagements.
Provide technical and business expertise to address customer inquiries and concerns.
Design and monitor the development of "cross squad" offerings, ensuring these product innovations' proper scope and purpose.
Research and evaluate third-party solutions that can complement Pismo's platform.

Minimum Qualifications

5+ years working as a Product Specialist / Product Manager
Minimum 5 years working with card issuing products in a related market Card processing market, with relevant experience in card functions and knowledge of US payment systems, clearings, and financial industry regulations
Relevant experience in card issuing functions (processor, issuer, BPO, Credit Origination)
Knowledge of US payment systems, clearings, and financial industry regulations
Ability to understand and anticipate the needs of US customers.
Fluent in Spanish

Core Benefits

Medical Insurance
Dental care
Vision care
Life Insurance
401k with a Company match
Holidays and Paid time off
Vacation policy
Paid sick leave
Bereavement Leave
Home Office assistance
Work from home one-time allowance
Insperity Employee Assistance Program (EAP)

Pismo is a techfin providing a cutting-edge processing platform for card issuing, digital accounts, wallets, merchant management, and other next-gen payment solutions. We currently process millions of accounts for fintechs and large banks worldwide, from Latam and expanding into European and Asian markets, who launch next generation products using Pismo’s resilient and innovative infrastructure.Pismo’s growing list of innovative offerings include:

Card Issuing: A fully featured platform for Visa, Mastercard, or private level issuing of credit and prepaid cards. Pismo’s platform allows its customers to control everything from client acquisition to account management.
Digital Banking & Wallets: Pismo provides a transaction banking core for modern digital banking experiences, from easy client acquisition to enriched cash-in / cash-out operations and internal transfers / P2P transactions.
Seller Management: From the onboarding to the daily management of each seller, Pismo’s platform runs a workflow process with pertinent settlement and commercial parameters for each transaction, such as MDR, clearing rules, settlement requirements, and days to pay.

Our core values

Responsibility & Commitment

Responsibility and Commitment are key tenets of Pismo's business. In all of our interactions, ethics and honesty serve as guiding principles. Transparency and alignment are essential at Pismo to foster a culture of accountability where people do not take shortcuts and dare to be vulnerable. We encourage ownership and enable our employees to be a part of the solution to our challenges.

Challenging the Status Quo to Drive Change

Pismo is a disruptive company that knows we can’t count on what got us here to get us where we want to go. Instead of following trends, our team members create them. We strive for the best solution for every situation, not the easiest. Taking the ordinary or common sense route is insufficient. This is how we affect real change.

Minimum Friction Experience

Pismo's success depends on fluid, clear, and careful internal and external communication. Our solutions should address issues directly rather than causing new ones. We understand that learning and development is a positive outcome of necessary friction. We want our customers and employees to have a pleasant experience free of bureaucracy.

Collective Power

Pismo isn't simply mine, yours, or some other team's. All of our people have a good purpose for being here. Each of us, in our way, has the freedom to be ourselves and know we are accepted. Pismo values being a multicultural organisation. We are stronger, more efficient, and happier when we operate as a team.

Delivering Value and Excellence

Constant development is essential as it allows us to supply high-quality products and services while ensuring that we always bring value to our clients. Pismo recognises the importance of new information in breaking down boundaries and forging new possibilities. We pave the way and set trends by developing market-leading solutions.

Focus on People

People are a company's most valuable asset. That is why we prioritise attracting and hiring the best people, followed by personal and professional development. We invest in people's growth and empower them to take charge of their careers. We value work-life balance because we understand how difficult it can be to distinguish between work and life.

Pismo is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. Pismo does not make hiring or employment decisions on the basis of race, color, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. Pismo also strives for a healthy and safe workplace and strictly prohibits harassment of any kind.

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Are you currently living in the US?

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Do you have at least 5 years working with card issuing products in a related market Card processing market, with relevant experience in card functions and knowledge of US payment systems, clearings, and financial industry regulations?

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What is your Spanish Level?

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What state in the United States do you live in?

Please, share your salary expectation:

Have you ever worked for Visa Inc. or any wholly-owned subsidiaries of Visa Inc. (e.g., CyberSource, Fundamo, etc.) in any capacity (e.g., Contractor, Full-time Employee, Consultant, Intern, etc.)?

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To your knowledge, do you have any relatives working or who have worked for Visa?

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Do you have any contractual restrictions or restrictive covenants that could impact your ability to fully meet the needs of this position at Visa (e.g., a non-compete agreement)?

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In the past 6 months have you been a decision maker on a Visa contract, license or permit while employed by a government or state owned entity (e.g., bank, airline, telecommunications company)? Note: A state-owned entity is a legal entity that is commercial enterprise owned or controlled by government.

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Based on your current or previous employment (in the last 24 months), are you subject to any restrictions on lobbying or appearing before the government?

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Are you a close relative (e.g., parent, child, spouse, sibling, or nephew/niece) of an employee of a company controlled or owned wholly or in part by a non-US government?

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Have you been employed by KPMG, Moss Adams or BDO USA during the last two (2) years or otherwise maintain a present relationship with KPMG, Moss Adams or BDO USA (i.e., have any financial arrangements)?

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Do you have an active relationship with KPMG, Moss Adams or BDO USA? If so, please indicate the nature of this relationship.

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On behalf of or through other arrangements with KPMG, Moss Adams or BDO USA, do you or a close family member of yours expect to provide ten (10) or more hours of non-audit services to Visa on a recurring basis going forward?

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Do you have a close family member who works for KPMG, Moss Adams or BDO USA? (e.g., spouse, spousal equivalent, parent, dependent, non-dependent child or sibling)

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By applying, I acknowledge that I have read and understand the Pismo Candidate Privacy Notice.

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Principal Product Manager, Card Issuing

Pismo

Summary

What you'll do

Minimum Qualifications

Core Benefits

Our core values

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